About the role

Mortgage Underwriter assessing applications to approve or decline loans at Bridgewater Bank. Collaborating with brokers and ensuring adherence to underwriting standards and guidelines.

Responsibilities

Report to Team Lead, Underwriting
Approve or decline mortgage loan applications, within lending limit authorities, in order to meet established deadlines and quality standards
Review loan documents to determine if the buyer, property and loan conditions meet mortgage underwriting standards
Conduct Pre-Fund Quality Assurance Reviews, Post Fund Internal and External Audits to ensure mortgages are within internal and regulatory guidelines
Apply Due diligence when processing applications and reviewing documents
Identify suspicious scenarios or documents, investigate, and escalate accordingly
Build positive relationships with Brokers and other partners
Provide pricing on all mortgage renewals to ensure profitability and consistency
Serve as escalation point for Brokers and Business Development Managers

Post-secondary education in a relevant field (e.g. business/commerce, business management, finance, etc.) or other related experience
At least two to three years of experience in a financial institution (preferably in mortgage underwriting)
Comfortable with various software applications, such as MS Office, LMS, etc.

Competitive salary and flexible benefits
Employer-paid retirement savings program
Employee-exclusive discounts on travel, insurance, memberships, and more
Free travel medical insurance for you and your immediate family
Ongoing professional development
Flexible work models that make sense for your lifestyle, including our four-day work week option.