Lead Consultant guiding utility transformation projects for electric, water, and gas providers. Managing client engagements, requirements, process improvement, data analysis, and project teams.
About the role
- Risk Management Analyst supporting American Express Canadian Card underwriting analytics, reporting, and governance. Analyzing risk data and collaborating on credit and fraud risk controls.
Responsibilities
- Conduct case review and data analyses across multiple tables and data sources to identify trends, investigate data issues, and support KRI-related monitoring and analysis
- Support ongoing governance activities, including contract management, by coordinating information, responding to stakeholder requests, and helping ensure governance requirements are addressed in a timely manner
- Support monthly MIS reporting, including preparation of management reporting and identification of opportunities to streamline and automate existing reporting processes
- Incorporate local market dynamics, macroeconomic and industry trends, and new developments to enhance global processes, models, and strategies
- Collaborate closely with Credit & Fraud Risk (CFR) Centers of Excellence to optimize credit decisions, strengthen credit policies, and enhance risk controls and capabilities
Requirements
- Bachelor's degree in engineering, statistics, mathematics, econometrics, data science, operations research, or a related analytical field
- Strong programming skills and ability to structure complex analysis leveraging multiple large data sources
- Thought leadership, problem-solving, and analytical skills with the ability to translate data into insights and actionable strategies
- Self-motivated, results-driven, and intellectually curious
- Strong project-management skills; proven ability to manage multiple projects concurrently
- Clear, effective written and oral communications skills
- Proven ability to build relationships and influence without direct authority
- Ability to learn quickly, work independently, and have an ownership-mindset
- Employment eligibility to work with American Express is required; the company will not pursue visa sponsorship
- A master's degree in an analytical field or prior work experience in risk management, decision science, or data analytics is preferred
Benefits
- Competitive base salaries
- Bonus incentives
- Support for financial-well-being and retirement
- Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
- Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
- Generous paid parental leave policies (depending on your location)
- Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
- Free and confidential counseling support through our Healthy Minds program
- Career development and training opportunities
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