About the role

Risk Management Analyst optimizing commercial credit decisions and controls for American Express Canada. Analyzing client behavior, KPIs, policies, and governance to support profitable growth.

Responsibilities

Conduct analyses to understand client behavior and design credit solutions that deliver industry-leading credit results while enabling profitable growth
Monitor credit metrics and functional KPIs, and track progress against targets
Collaborate with Credit & Fraud Risk (CFR) Centers of Excellence to optimize credit decisions, strengthen credit policies, and enhance risk controls
Monitor end-to-end processes and perform rigorous testing and validation to ensure operational excellence
Partner with Sales, Account Development, Credit Operations, Commercial Rating and Underwriting, Product Management, Marketing, and other Business Unit teams to elevate commercial credit risk management capabilities
Work with Risk & Compliance (2nd Line) and Internal Audit (3rd Line) to support and strengthen Amex Bank of Canada governance policies, processes, and committees
Report to the Director, Commercial Credit Risk at Amex Bank of Canada

Required Bachelor's degree in engineering, statistics, mathematics, econometrics, data science, operations research, or a related analytical field
Preferred Master’s degree in an analytical field or prior work experience in risk management, decision science, or data analytics
Strong programming skills and ability to structure complex analysis leveraging multiple large data sources
Thought leadership, problem-solving, and analytical skills with the ability to translate data into insights and actionable strategies
Self-motivated, results-driven, and intellectually curious
Strong project-management skills
Proven ability to build productive relationships and collaborate with cross-functional partners to achieve shared goals
Ability to learn quickly, work independently, and have an ownership-mindset
Clear, effective written and oral communications skills
Employment eligibility to work with American Express is required; the company will not pursue visa sponsorship for these positions
Successful completion of a background verification check, subject to applicable laws and regulations

Competitive base salaries
Bonus incentives
Support for financial well-being and retirement
Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
Generous paid parental leave policies (depending on your location)
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
Free and confidential counseling support through our Healthy Minds program
Career development and training opportunities