Desjardins financing analyst evaluating business credit files and recommending financing conditions and guarantees. Reviewing credit risk and ensuring compliance with financial-services policies and laws.
Responsibilities
Analyze financing files and formulate recommendations describing financing and follow-up conditions and required guarantees
Perform variable credit control as needed
Conduct periodic reviews of financing files
Adhere to current policies, practices and standards and applicable laws governing the distribution of financial products and services
Requirements
Ability to perform analyses of the market and the business centre external environment
Ability to perform financial analysis
Knowledge of the characteristics and credit risk inherent to each major market: commercial, industrial, institutional and agricultural
Knowledge of products and services for businesses and those offered by caisses, components and Desjardins distribution networks and those of the competition
Knowledge of financing and credit management practices related to businesses
Understanding of the philosophy and inner workings of a financial services cooperative
Knowledge of policies, legislation and standards governing the products and services offered by the business centre
Familiarity with government business assistance programs
Knowledge of service standards
Understanding of cooperative and cooperative network values, rules and operations
Other combinations of qualifications and relevant experience may be considered
Action oriented, Business insight, Complexity, Customer Focus, Differences, Nimble learning
Compliance with applicable laws, policies, practices and standards governing financial products and services
Benefits
Hybrid work arrangement
Accommodations available at any stage of the recruitment process
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