Senior Loans Analyst structuring complex lending solutions for FCC, Canada’s agriculture and food finance corporation. Analyzing risks, syndicated facilities and complex corporate accounts.
Responsibilities
Analyze complex financial information and prepare credit recommendations for medium- to large-sized businesses
Assess financial, operational, industry and strategic risks for businesses operating in Canada and abroad
Evaluate and structure sophisticated lending solutions, including syndicated credit facilities, multi-entity structures and multi-stakeholder transactions
Support Senior Relationship Managers and the Credit Management team by analyzing transactions, risks and customer needs and recommending loan terms and conditions
Establish security conditions, covenants and requirements while ensuring compliance with FCC policies and guidelines
Collaborate with customers and internal and external partners, including banks, financial advisors, law firms and financial institutions
Monitor transactions, oversee loan compliance and contribute to proactive management of complex accounts
Conduct industry and market analysis to support risk assessment and credit recommendations
Mentor and coach team members to foster skill development, consistent practices and operational excellence
Requirements
Bachelor’s degree and at least 6 years of relevant experience in commercial and/or corporate lending, or an equivalent combination of education and experience
Advanced education is an asset
Experience analyzing, structuring and recommending complex lending solutions
Ability to assess sophisticated financial structures, complex business risks and risk mitigation measures
Experience supporting transactions involving multiple lenders and stakeholders, including syndicated credit facilities
Strong ability to communicate, collaborate and influence others when presenting recommendations to decision-makers
Bilingualism (English and French) is important and always considered an asset
Benefits
Competitive total rewards packages
Performance-based salary and incentive programs
Flexible and comprehensive group benefit and savings plans
Well-being support through benefits and wellness programs
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