Product Manager overseeing credit and risk engineering initiatives at Float, facilitating growth for Canadian businesses with streamlined financial solutions.
Responsibilities
Own the roadmap and sequencing for the Credit & Risk Engineering squad across three domains — starting with the trade-off between paying down risk infrastructure debt and building the FlexLine decisioning engine.
Own the decisioning and automation systems that drive KYB/KYC approval speed and accuracy, delivered so Float's risk operations team can hit its approval-time targets.
Own the tooling behind fraud detection, AML compliance, payments operations, and dispute resolution — daily infrastructure the company already depends on.
Own risk decision operating cost per account as your team's primary efficiency metric, proving the systems scale without proportional headcount growth.
Own the in-app credit experiences — applying for credit, viewing balances and limits, setting up repayments — and their target speed, in support of Float's credit product roadmap.
Be the standing source of truth on where the credit product roadmap ends and credit-engineering scope begins, in ongoing partnership with the GM of Credit.
Requirements
5+ years of product management experience, with meaningful time personally owning a credit underwriting or risk-decisioning outcome — not just supporting one.
A track record building and owning infrastructure or internal-tooling products where another team, not an end customer, is who you're building for.
Real comfort operating inside compliance-heavy domains — KYB/KYC, transaction monitoring, fraud, AML, payments operations, or disputes.
An automation-first instinct: your default question is how a decision becomes automatic, not what the screen looks like.
Experience sequencing a roadmap under real capacity constraints, including saying no to work that looked mandatory.
Comfort negotiating and holding scope boundaries with senior, opinionated stakeholders you don't manage.
Benefits
Competitive compensation, equity options, and benefits
Hybrid work model – we are based in Toronto with in-office days for connection and collaboration
Enjoy catered team lunches every Tuesday, Wednesday and Thursday
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