About the role

Ford Credit analyst evaluating consumer and commercial vehicle-financing applications. Negotiating dealer terms while balancing sales objectives and lending risk for Ford of Canada.

Responsibilities

Analyze and make informed decisions on consumer and commercial credit according to purchase policy and lending requirements
Review an average of 40–50 credit applications per day, spending approximately five minutes on each and conducting additional investigations as needed
Serve as a key contact for dealership partners by negotiating credit application terms
Nurture dealer business relationships and apply company plans to develop win-win solutions
Evaluate creditworthiness and make independent decisions in the Company’s best interest
Facilitate vehicle sales for dealers and Ford of Canada while managing lending risk
Participate in coaching, training, and ongoing team calibration sessions
Learn additional functions to support Company needs
Collaborate with Ford/Lincoln dealers primarily by phone

Bachelor's degree in Business, Organizational Development, or another related discipline
Bilingual in English and French
Availability for rotational shifts, including evenings up to 9:00pm EST, some holidays, and Saturdays up to 8:00pm EST
Ability to work in the office 4 days per week
Proficiency in Microsoft Office Suite (Word, Excel, Outlook) preferred
Understanding of credit, financial analysis, sales, collections, and relationship management preferred
Ability to manage multiple tasks while maintaining organization and efficiency preferred
Excellent written and verbal communication skills preferred
Analytical and problem-solving skills with ability to independently implement solutions preferred
Ability to build relationships, negotiate effectively, and adapt communication style preferred
Legally entitled to work in Canada
Candidates must provide proof of degree completion; foreign degrees require an Education Credential Assessment showing Canadian equivalency