Financing Analyst analyzing complex business credit files and recommending financing conditions for Desjardins. Conducting credit controls, periodic reviews, and risk - management guidance.
About the role
- Analyst implementing decision engine processes to optimize workflow in a fintech company. Collaborating with cross-functional teams to enhance decision-making capabilities.
Responsibilities
- Own the implementation of new process flows, rule changes, and logic updates within the third-party decision engine (e.g., Taktile).
- Execute testing for new decisioning parameters and A/B tests to ensure accuracy before full deployment.
- Running historical what-if simulations using historical observations in the decision engine.
- Validate data flows between third-party vendors and internal core applications, ensuring stability and accuracy.
- Collaborate with business stakeholders (Pricing, Risk, etc.) to document requirements for process improvements.
- Help maintain documentation for business processes related to decision logic, A/B testing specifications, etc..
- Work closely with the technology and engineering teams to ensure that decision engine process flows are compatible with the Company’s core apps.
Requirements
- 2+ years in an analytical and product support function, preferably in FinTech, lending, or a high-growth financial services environment.
- Direct experience working with and optimizing a decision engine (e.g. Taktile, FICO Blaze, Provenir, Lendflow, GDS Link or similar complex rules/scoring engines) is required.
- Strong proficiency in SQL and Excel is required; experience with Python is a strong plus.
- Familiarity with lending lifecycles (MCA, SMB, or Credit) or logic/rules engines is preferred but not required.
- A proven ability to troubleshoot complex data issues and a willingness to learn technical systems.
- Coachable, detail-oriented, and ready to engage in a high-growth environment.
- Bachelor’s degree in Business, Finance, Computer Science, or a related quantitative field.
Benefits
- medical, dental, vision
- flexible time-off policy
- paid parental leave
- RRSP match
- wellness reimbursement
- volunteering days
- annual professional development budget
- charitable donation match
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