Business Strategic Insights – Retail Deposits Lead

Posted 17 hours ago

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About the role

  • Retail deposits strategy lead developing portfolio analytics, business cases, and executive insights for Manulife Bank. Aligning deposit growth with product, treasury, risk, and marketing objectives.

Responsibilities

  • Develop and maintain analytical frameworks assessing deposit portfolio performance, balance trends, rate sensitivity, product mix, and customer segmentation
  • Produce strategic analyses and business cases supporting deposit growth, new product opportunities, and competitive positioning
  • Translate complex data into decision-ready insights and executive presentations
  • Monitor macroeconomic conditions, interest rates, and the competitive landscape to identify risks and opportunities
  • Partner with reporting and analytics teams on deposit dashboards and reporting tools
  • Scope and execute strategic projects from problem definition through recommendation and implementation support
  • Maintain understanding of regulatory requirements, including OSFI liquidity guidelines and the FCAC framework
  • Collaborate with Finance, Treasury, and Product teams on deposit strategy, funding targets, balance sheet objectives, and profitability
  • Partner with Marketing and Digital Delivery on campaign planning, channel optimization, and customer experience improvements
  • Contribute analytical input and scenario modelling to strategic planning and budgeting
  • Work with Risk and Compliance to assess product or pricing changes against regulatory and risk constraints
  • Support cross-functional working groups and retail banking initiatives
  • Participate in knowledge sharing and peer review across the strategy and analytics team

Requirements

  • Post-secondary education in Business, Economics, or Mathematics
  • Prior experience in Business Analysis, Change Management, or Strategy consulting
  • 3-5 years experience as a Business Analyst in a previous role
  • Ability to communicate complex problems clearly and concisely to senior colleagues
  • Strong Excel or Power BI skills, including VLOOKUP and Pivot Tables
  • Strong quantitative and modelling skills
  • Solid understanding of retail banking economics, deposit products, and balance sheet fundamentals
  • Ability to structure complex business problems and synthesize data into actionable conclusions
  • Ability to produce and present decision-ready materials for senior audiences
  • Ability to collaborate across Finance, Treasury, Product, Risk, and Marketing
  • Previous banking industry experience is an asset
  • Experience with SQL and/or Python and Jira/Confluence is an asset

Benefits

  • Flexible work environment
  • Learning and career growth support
  • Well-being and inclusion support
  • Health insurance
  • Dental insurance
  • Mental health benefits
  • Vision insurance
  • Short- and long-term disability insurance
  • Life and AD&D insurance
  • Adoption/surrogacy benefits
  • Wellness benefits
  • Employee/family assistance plans
  • Retirement savings plans
  • Pension
  • Global share ownership plan with employer matching contributions
  • Financial education and counseling resources
  • Paid holidays, vacation, personal, and sick days
  • Statutory leaves of absence
  • Incentive programs and incentive compensation tied to business and individual performance
  • Reasonable accommodation during the application process

Job title

Job type

Full Time

Experience level

Senior

Salary

CA$73,725 - CA$122,875 per year

Degree requirement

No Education Requirement

Tech skills

PythonSQL

Location requirements

HybridTorontoCanada

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