Retail deposits strategy lead developing portfolio analytics, business cases, and executive insights for Manulife Bank. Aligning deposit growth with product, treasury, risk, and marketing objectives.
Responsibilities
Develop and maintain analytical frameworks assessing deposit portfolio performance, balance trends, rate sensitivity, product mix, and customer segmentation
Produce strategic analyses and business cases supporting deposit growth, new product opportunities, and competitive positioning
Translate complex data into decision-ready insights and executive presentations
Monitor macroeconomic conditions, interest rates, and the competitive landscape to identify risks and opportunities
Partner with reporting and analytics teams on deposit dashboards and reporting tools
Scope and execute strategic projects from problem definition through recommendation and implementation support
Maintain understanding of regulatory requirements, including OSFI liquidity guidelines and the FCAC framework
Collaborate with Finance, Treasury, and Product teams on deposit strategy, funding targets, balance sheet objectives, and profitability
Partner with Marketing and Digital Delivery on campaign planning, channel optimization, and customer experience improvements
Contribute analytical input and scenario modelling to strategic planning and budgeting
Work with Risk and Compliance to assess product or pricing changes against regulatory and risk constraints
Support cross-functional working groups and retail banking initiatives
Participate in knowledge sharing and peer review across the strategy and analytics team
Requirements
Post-secondary education in Business, Economics, or Mathematics
Prior experience in Business Analysis, Change Management, or Strategy consulting
3-5 years experience as a Business Analyst in a previous role
Ability to communicate complex problems clearly and concisely to senior colleagues
Strong Excel or Power BI skills, including VLOOKUP and Pivot Tables
Strong quantitative and modelling skills
Solid understanding of retail banking economics, deposit products, and balance sheet fundamentals
Ability to structure complex business problems and synthesize data into actionable conclusions
Ability to produce and present decision-ready materials for senior audiences
Ability to collaborate across Finance, Treasury, Product, Risk, and Marketing
Previous banking industry experience is an asset
Experience with SQL and/or Python and Jira/Confluence is an asset
Benefits
Flexible work environment
Learning and career growth support
Well-being and inclusion support
Health insurance
Dental insurance
Mental health benefits
Vision insurance
Short- and long-term disability insurance
Life and AD&D insurance
Adoption/surrogacy benefits
Wellness benefits
Employee/family assistance plans
Retirement savings plans
Pension
Global share ownership plan with employer matching contributions
Financial education and counseling resources
Paid holidays, vacation, personal, and sick days
Statutory leaves of absence
Incentive programs and incentive compensation tied to business and individual performance
Reasonable accommodation during the application process
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