Commercial Credit Advisor, Agriculture

Posted 3 days ago

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About the role

  • Commercial Credit Advisor supporting RBC agricultural lending, renewals, and credit adjudication. Reviewing risk, structuring transactions, and partnering with Relationship Managers to serve clients.

Responsibilities

  • Support Relationship Managers in credit renewal and adjudication of files under $2 MM Total Single Name Exposure, primarily in the Agriculture industry
  • Support new client acquisitions and increases at renewal
  • Review and establish Borrower Risk Ratings, ensuring credit structures mitigate credit risks
  • Adjudicate transaction requests and approve policy exceptions within Delegated Lending Authorities
  • Deliver superior client service through client-centric transaction structuring and strong partnerships with RMs, Group Risk Management and Business Service Centre
  • Assist RMs with credit renewals and keep account managers informed of review schedule changes
  • Perform due diligence regarding know-your-client, transaction knowledge, credit structure, risk analysis and client strategy
  • Apply Agriculture industry knowledge to support credit needs
  • Identify risk issues, monitor economic and compliance trends, and recommend corrective action
  • Develop relationships with Commercial Account Managers to optimize processing time
  • Assist with opportunity spotting to enhance retention, referrals and sales activities
  • Contribute to team collaboration through coaching

Requirements

  • Previous Commercial Banking, Small Business lending or credit experience
  • Strong business acumen and general Agriculture industry knowledge
  • Solid company financial statement analysis skills
  • Professional oral and written communication skills
  • Degree in a Finance, Commerce, Management or Agriculture
  • Knowledge of commercial financial services credit tools, including Newton & Synergy
  • Experience as a Relationship Manager and/or Financing Specialist
  • Bilingual in French and English

Benefits

  • 4 weeks’ vacation to start
  • A comprehensive Total Rewards Program
  • Leaders who support your development
  • Ability to make a difference and lasting impact
  • Opportunity to take on progressively greater accountabilities

Job title

Job type

Full Time

Experience level

Mid levelSenior

Salary

Not specified

Degree requirement

Bachelor's Degree

Location requirements

OnsiteGuelphCanada

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