Senior underwriting manager analyzing and authorizing complex commercial loans for BDC, the bank dedicated to Canadian entrepreneurs. Applying credit judgment, structuring financing, and supporting responsible portfolio growth.
Responsibilities
Underwrite and authorize comprehensive, well-structured loan proposals for moderate to high complexity credit files ranging from $350,000 to $1.5 million
Conduct detailed financial analysis, appropriate investigation, and thorough due diligence
Determine appropriate credit terms, pricing, repayment structures, and covenants
Review loan documentation and negotiate transaction structures with internal partners when required
Support resolution of compliance matters and material changes during transaction negotiation and structuring
Develop practical solutions that meet the needs of clients and BDC
Build and maintain trusted working relationships with business centre colleagues and internal partners
Stay current on credit policies, procedures, processes, and emerging credit and regulatory trends
Provide coaching to new employees, act as a mentor, and support knowledge sharing within the team and with internal partners
Requirements
Bachelor’s degree in commerce, business administration, accounting, or a related field
CPA or CFA designation considered a strong asset
Bilingualism in English and French considered a strong asset
Minimum of five (5) years of relevant experience in credit analysis, loan adjudication, commercial lending, or a related financial services role
Experience coaching, mentoring, or guiding colleagues in a team environment
Demonstrated ability to analyze, structure, and assess commercial financing transactions
Strong credit judgment and a solid understanding of credit risk policies, practices, and governance expectations
Knowledge of BDC products, services, policies, processes, and procedures, or the ability to quickly develop this knowledge
Excellent communication skills, with the ability to interact, influence, and negotiate effectively with internal partners and, when required, with clients
Strong organizational skills and the ability to manage competing priorities while meeting critical deadlines in a high-volume environment
Solid business acumen and a strong understanding of the realities and dynamics of small and medium-sized enterprises
Collaborative team player who works effectively across multidisciplinary teams and contributes to a strong partnership culture
Ability to work in Canada
Benefits
Flexible and competitive benefits
Employee Savings and Investment Plan with employer matching of voluntary contributions
Defined Benefit Pension Plan
$750 wellness and health care spending account
Paid vacation each year
Five personal days
Sick days as necessary
Offices closed from December 25 to January 1
Hybrid work model
Opportunities for learning, training and development
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