Desjardins account manager growing agricultural-sector business through strategic client relationships. Promoting financial products, negotiating complex agreements, and managing credit risk for agricultural clients.
Responsibilities
Prospect, solicit, develop and maintain business relationships with major strategic clients in the agricultural sector
Promote and sell Desjardins products and services to grow the business centre's business
Represent, negotiate and engage companies as part of highly complex and innovative agreements
Balance sales objectives, prudent risk management, portfolio profitability and member, client and partner satisfaction
Initiate, develop and maintain personalized relationships with current and potential clients
Act as account manager and key intermediary between the business centre and members and clients
Ensure proper usage, updating and satisfaction with products and services; analyze dissatisfaction and recommend solutions
Identify and analyze needs, develop personalized solutions, prepare integrated service offerings and negotiate conditions
Recommend strategies and solutions to increase business volume, manage risk, improve portfolio profitability and strengthen relationships
Identify business development opportunities to improve product and service competitiveness
Execute promotional activities and participate in targeted public relations and the business community
Address client and member needs, identify opportunities and make referrals when needed
Adhere to policies, practices, standards and applicable laws governing financial product and service distribution
Provide sound and prudent risk management for assigned portfolios
Requirements
Bachelor's degree in a related field
A minimum of six years of relevant experience
Please note that other combinations of qualifications and relevant experience may be considered
Knowledge of French is required
Knowledge of the latest financial, economic, policy and legislative developments
Ability to perform analyses of the market and the business centre external environment
Ability to perform financial analysis
Knowledge of the characteristics and credit risk inherent to the major agricultural and agriculture-related markets
Knowledge of loan and guarantee contracts
Knowledge of products and services for businesses and those offered by caisses, components and Desjardins distribution networks and those of the competition
Knowledge of financing and credit management practices related to businesses
Knowledge of policies, legislation and standards governing the products and services offered by the business centre
Knowledge of business credit authorization, monitoring, collection and recovery practices
Knowledge of Desjardins business processes
Understanding of the referral process
Familiarity with government business assistance programs
Networking skills
Strong sales skills
Knowledge of service standards
Understanding of cooperative and cooperative network values, rules and operations
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