Senior Manager, Payments Risk

Posted 2 weeks ago

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About the role

  • Senior Manager owning merchant, transaction, and dispute risk for Jane’s healthcare clinic SaaS platform. Building an AI-native risk function for payments processing billions annually.

Responsibilities

  • Own merchant risk policy, including onboarding criteria, verification standards, exceptions, escalation paths, and ongoing monitoring
  • Define Jane's risk appetite in partnership with Legal, Finance, and the VP
  • Own portfolio losses and risk reporting, including loss rate, approval rate, time-to-decision, dispute win rate, budgeting, and forecasting
  • Develop transaction monitoring strategy, including rules, risk flags, review processes, thresholds, decision times, and false-positive rates
  • Set dispute strategy to improve customer win rates and prevent disputes
  • Make escalation, hold, and merchant offboarding decisions, seeking executive or legal sign-off when needed
  • Identify fraudulent merchants and merchants whose risk profile has deteriorated
  • Recommend approaches for card network and Stripe compliance obligations with Legal and the VP
  • Develop systems and tooling strategy, reimagining manual processes as AI-native systems with agentic workflows while determining where human review is needed
  • Build the payments risk function and collaborate across teams

Requirements

  • 6+ years in payments risk
  • Leadership or highly cross-functional experience ideally
  • Experience with embedded payments at a software platform that carries liability
  • Expertise in acquiring, underwriting, chargebacks, and transaction monitoring
  • Familiarity with Stripe, especially Stripe Connect, or a comparable platform
  • Ability to write and implement effective policies
  • Ability to explain difficult decisions compassionately to clinic owners
  • Ability to build reporting independently
  • SQL, Stripe Sigma, or similar experience is a plus
  • Comfortable being the sole person in the function initially
  • Must currently live and work in Canada
  • Must be eligible to work in Canada without employer sponsorship
  • No relocation, visa sponsorship, or third-party/employer-of-record employment support

Benefits

  • Annual salary range of $156,000 to $253,500 USD
  • Regular career development conversations with manager
  • Compensation growth with experience and meaningful contribution
  • Comprehensive benefits package
  • Remote-first work arrangement
  • AI-forward interview process with transcription tools

Job title

Job type

Full Time

Experience level

Senior

Salary

$156,000 - $253,500 per year

Degree requirement

No Education Requirement

Tech skills

SQL

Location requirements

RemoteCanada

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