Sun Life director underwriting ultra-high-net-worth life insurance cases up to $200 million. Mentoring underwriters and partnering with advisors, reinsurers, and business leaders across Canada.
Responsibilities
Analyze insurance applications and evidence of insurability
Apply holistic underwriting expertise across medical, financial, and lifestyle factors
Make sound and competitive underwriting decisions
Negotiate decisions with reinsurers according to reinsurance treaties and internal rules
Communicate and explain decisions to advisors and Clients’ physicians as required
Build relationships with business leaders, distribution teams, and advisors
Deliver exceptional service and expertise
Identify continuous improvement opportunities and recommend solutions
Contribute to teamwork, innovation, and professional development
Attend and contribute to regular high-net-worth case reviews
Mentor employees and help them advance their careers
Partner with specialized case managers, advisors, reinsurance partners, and business leaders to assess risk up to $200 million
Report to the Chief Underwriter and Claims Risk Officer
Travel to and represent the company at industry and sales events as required
Requirements
Decision-making authority exceeding $10,000,000 for Life and $1,000,000 for Critical Illness
Exceptional analytical, judgment, problem-solving, and decision-making skills
Client- and results-focused with proactive service orientation
Ability to influence and negotiate
Strong knowledge of medical and financial risk factors
Ability to work in a fast-paced environment, meet tight deadlines, and balance competing priorities
Interpersonal skills to collaborate with internal and external partners
Strong attention to detail and accuracy
Ability to work independently and take on responsibility
10–15 years of experience as an Individual Life Underwriter
Bachelor’s degree or equivalent
ALU certificate
Commitment to ongoing education with the goal of attaining FALU and FLMI designations
Bilingualism in French and English, both oral and written, required
Frequent interaction with French- and English-speaking colleagues or internal partners across Canada and worldwide
Some travel and representation at industry and sales events required
Benefits
A hybrid working environment with in-office collaboration and work-from-home flexibility
Flexible Benefits from the day you join
Stock ownership program with company matching opportunities
Pension plan with company matching opportunities
Annual bonus based on company and individual performance
Paid vacation based on experience
5 care days for self-care or care of others
10 personal illness days
Sabbatical program offering up to 6 weeks off every 5 years
Investment in not-for-profit organizations important to you
Maternity/Paternity top-up program
Supportive, flexible, and inclusive work environment
Continuous learning pathways and skills development opportunities
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