Advanced underwriting director assessing medical and financial risk for Sun Life, a Canadian insurer. Negotiating high-value decisions with reinsurers and mentoring underwriters.
Responsibilities
Analyze insurance applications and evidence of insurability
Apply holistic underwriting expertise across medical, financial, and lifestyle factors
Make sound and competitive underwriting decisions
Negotiate decisions with reinsurers in accordance with reinsurance treaties and internal rules
Communicate and explain decisions to advisors and Clients’ physicians as required
Build relationships with business leaders, distribution teams, and advisors
Identify continuous improvement opportunities and recommend solutions
Contribute to teamwork, innovation, and professional development
Attend regular High Net Worth case reviews to share knowledge and support team development
Provide mentorship to other underwriters
Report to the Chief Underwriter and Claims Risk Officer
Participate in some travel and representation at industry and sales events
Requirements
Decision-making authority exceeding $10,000,000 for Life and $1,000,000 for Critical Illness
Exceptional analytical, judgement, problem-solving, and decision-making skills
Client and results focus with proactive service orientation
Strong knowledge of medical and financial risk factors
Ability to work in a fast-paced environment, meet tight deadlines, and balance competing priorities
Strong interpersonal skills to collaborate with internal and external partners
10–15 years of experience as an Individual Life Underwriter
Bachelor's degree or equivalent
ALU certificate and commitment to ongoing education toward FALU and FLMI designations
Bilingual oral and written French and English required only in Quebec
Willingness to undertake some travel and represent the company at industry and sales events
Benefits
A hybrid working environment, giving you the best parts of in-office collaboration and work from home flexibility
Flexible Benefits from the day you join, meeting the needs of you and your loved ones
Stock ownership program and pension plan with company matching opportunities
Annual bonus based on company and individual performance
Paid vacation based on experience
5 care days available for self-care or care of others
10 personal illness days
Sabbatical program offering up to 6 weeks off every 5 years
Investment in not-for-profit organizations that are important to you
Maternity/Paternity top-up program
Continuous learning pathways and skills development opportunities
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