Advanced Underwriting Director assessing complex medical, financial, and lifestyle risks for Sun Life, a Canadian insurer.
Negotiating high-value life insurance decisions with reinsurers and mentoring underwriting teams.
Responsibilities
Analyze insurance applications and evidence of insurability
Apply holistic underwriting expertise across medical, financial, and lifestyle factors
Make sound and competitive underwriting decisions
Negotiate decisions with reinsurers according to reinsurance treaties and internal rules
Communicate and explain decisions to advisors and Clients’ physicians as required
Build relationships with business leaders, distribution teams, and advisors
Deliver exceptional service and expertise
Identify continuous improvement opportunities and recommend solutions
Contribute to teamwork, innovation, and professional development
Attend and participate in High Net Worth case reviews
Share knowledge and support team development
Mentor other underwriters
Report to the Chief Underwriter and Claims Risk Officer
Travel and represent the organization at industry and sales events
Requirements
Decision-making authority exceeding $10,000,000 for Life and $1,000,000 for Critical Illness
Exceptional analytical, judgment, problem-solving, and decision-making skills
Client and results focus with proactive service orientation
Strong knowledge of medical and financial risk factors
Ability to work in a fast-paced environment, meet tight deadlines, and balance competing priorities
Strong interpersonal skills for collaboration with internal and external partners
10–15 years of experience as an Individual Life Underwriter
Bachelor's degree or equivalent
ALU certificate
Commitment to ongoing education with a goal of attaining FALU and FLMI designations
Bilingual oral and written French and English required only in Quebec
Ability to work with management, product, reinsurance partners, advisors, distribution teams, and physicians
Some travel and representation at industry and sales events
Benefits
Hybrid working environment with in-office collaboration and work-from-home flexibility
Flexible Benefits from the day you join
Stock ownership program with company matching opportunities
Pension plan with company matching opportunities
Annual bonus based on company and individual performance
Paid vacation based on experience
5 care days for self-care or care of others
10 personal illness days
Sabbatical program offering up to 6 weeks off every 5 years
Investment in not-for-profit organizations important to you
Maternity/Paternity top-up program
Continuous learning pathways and skills development opportunities
Professional development and mentorship opportunities
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