Underwriting Consultant assessing life and critical illness insurance risks for Sun Life, a Canadian insurer. Making risk decisions, collaborating with reinsurers, and supporting advisors across Canada.
Responsibilities
Analyze medical, personal, and financial information to assess eligibility for Life and Critical Illness insurance applications
Assess and classify risk using underwriting guidelines and professional judgement
Gather additional information, such as medical evidence, or refer cases as required
Make timely decisions within authority limits and submit cases exceeding limits for co-sign
Partner with reinsurers to negotiate outcomes on complex or unfavourable decisions
Engage internal partners, business leaders, and advisors to deliver an advisor- and Client-centric experience
Communicate decisions and rationale clearly to advisors and, when required, Clients’ physicians
Respond to inquiries from advisors and general agents while protecting confidentiality
Document decisions and supporting rationale
Identify opportunities to improve underwriting quality, efficiency, and consistency
Contribute ideas supporting innovation, automation, and better Client and advisor outcomes
Maintain strong medical knowledge and stay current on underwriting approaches, trends, and risk factors
Use new tools and technology to improve efficiency and accuracy
Requirements
Minimum 7 years of experience as an Individual Life Underwriter
Existing life and critical illness signing authorities
Analytical, judgement, problem-solving and decision-making skills
Influencing and negotiation skills
Knowledge of medicine and risk factors
Service-oriented attitude with interpersonal skills to work collaboratively with internal and external partners
Proven ability to meet tight deadlines and work under pressure while prioritizing multiple tasks
Specialized training: ALU certificate (or commitment to obtain), with a goal of attaining FALU and FLMI designations
Bilingualism (French and English, both oral and written) required for Quebec only
Benefits
A hybrid working environment, giving you the best parts of in-office collaboration and work from home flexibility
Flexible Benefits from the day you join, meeting the needs of you and your loved ones
Stock ownership program and pension plan with company matching opportunities
Annual bonus based on company and individual performance
Paid vacation based on experience
5 care days available for self-care or care of others
10 personal illness days
Sabbatical program providing up to 6 weeks off every 5 years
Investment in not-for-profit organizations that are important to you
Maternity/Paternity top-up program
Continuous learning pathways and skills development opportunities
Career progression paths including individual life, health insurance, risk management, people management, innovation, and field sales
Souscripteur principal structurant des garanties et évaluant les risques pour aider les entreprises canadiennes à réussir à l’étranger chez EDC. Analyse financière, recommandations de crédit et collaboration avec partenaires financiers.
Underwriting Assistant processing commercial auto policies for SGI CANADA in Calgary or Edmonton. Reviewing risks, calculating premiums, and supporting brokers and the underwriting team.
Underwriting senior manager analyzing and structuring complex business loans for BDC, Canada’s business development bank. Ensuring credit compliance, negotiating deal terms, and mentoring underwriting teams.
Souscripteur hypothécaire résidentiel bilingue chez CMLS Financial, prêteur hypothécaire canadien. Analyse des demandes, gestion du pipeline et accompagnement des courtiers en télétravail au Nouveau - Brunswick.
Stagiaire en stratégie produits chez TD Assurance, analysant les données et le marché de l’assurance dommages. Soutien aux initiatives produits et aux solutions stratégiques.
Underwriting analyst intern supporting TD Life Insurance Company’s medical research and underwriting guidelines. Reviewing training materials and improving underwriter and case - manager processes.
Disability insurance specialists training frontier AI models using claims adjudication, underwriting, and vocational expertise. Creating scenarios, evaluating outputs, and improving insurance reasoning quality.
Underwriting Consultant assessing life and critical illness insurance risks for Sun Life, a Canadian insurer. Evaluating medical, personal, and financial information while guiding complex underwriting decisions.