Bankjoy is a Y Combinator-backed FinTech startup.
We are changing the way Credit Unions and Community Banks do business, enabling them to become tech-driven and digital-first.
Bankjoy delivers modern banking technology, including mobile banking, online banking, e-statements, online account opening, loan origination, and conversational AI to credit unions and community banks.
We are among the fastest growing digital banking providers in the market.
Our mission is to revolutionize American banking infrastructure by leading digital transformation at credit unions and community banks.

Bankjoy

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engineering-manager

Bankjoy is a company that provides a comprehensive digital banking solution tailored for banks and credit unions. Their offerings include mobile and online banking, online account opening, online loan applications, statements, and a conversational AI chatbot called 'Joy.' Bankjoy aims to deliver a seamless and integrated digital banking experience for both retail and business banking customers. They focus on providing fast and elegant online processes for loan applications and account opening, as well as a consistent user experience through their security-enhanced platform.

Bankjoy is a Y Combinator-backed FinTech startup. We are changing the way Credit Unions and Community Banks do business, enabling them to become tech-driven and digital-first. Bankjoy delivers modern banking technology, including mobile banking, online banking, e-statements, online account opening, loan origination, and conversational AI to credit unions and community banks. We are among the fastest growing digital banking providers in the market. Our mission is to revolutionize American banking infrastructure by leading digital transformation at credit unions and community banks.

• Lead four value streams — Banking Core Integration, Business Banking, Vendor Integration, and Account Acquisition — owning delivery, velocity, and technical excellence across each
• Manage and develop engineering managers, tech leads, and a Principal Engineer, building a high-performing organization that uses AI-assisted development as a core practice
• Provide hands-on technical leadership by partnering with tech leads on solution design, architectural reviews, production incident management, and complex troubleshooting, while remaining close enough to the systems to guide critical engineering decisions.
• Partner closely with the VP of Platform Engineering on cross-cutting initiatives including AI coding adoption, release coordination, architectural standards and DevOps.
• Drive quarterly engineering OKRs focused on AI productivity, code quality, and delivery velocity
• Participate in senior leadership alongside the COO, VP of Platform Engineering, and product leadership
• Design and implement Bankjoy's engineering quality framework across all eight value streams — setting standards for unit testing, integration testing, automated regression, and release readiness
• Own a modern multi-platform automation framework covering Angular, Swift, and Kotlin
• Define and enforce quality gates — explicit go/no-go release criteria that every value stream must meet, including automated coverage thresholds, defect standards, and QE sign-off
• Lead and develop a QA organization of eight manual QA engineers and two dedicated automation QA engineers, working with the QA manager to elevate the team toward a quality engineering model
• Establish a test data management layer, environment parity standards, and CI/CD quality integration across all value streams
• Build a quality dashboard visible to engineering and leadership — automation coverage, open defect counts, regression completion rates — so release readiness is transparent, not judgment-based
• Partner with the Release Manager to implement a structured release gate process — mid-cycle readiness reviews and formal go/no-go decisions with explicit sign-offs from engineering, QA, and product
• Work closely with Technical Support to close the feedback loop between production issues and engineering prioritization — ensuring client-impacting defects drive process changes, not just fixes
• Own post-release retrospectives for every release that generates client impact — extracting systemic lessons and driving specific process changes with named owners and deadlines
• Partner with product leadership to enforce scope freeze discipline and ensure QEs are involved in sprint planning and story grooming, not just sprint end
• Champion AI-assisted coding adoption across your four value streams — working alongside the VP of Platform Engineering who leads the org-wide AI initiative
• Embed AI productivity into engineering performance criteria — adoption and fluency, output velocity, code quality with AI, and knowledge sharing
• Ensure AI tools are used in QA as well as development — AI-assisted test generation, automated test maintenance, and prompt-driven regression coverage

VP of Engineering

VP of Engineering leading engineering teams across value streams at Bankjoy. Responsible for delivering quality engineering solutions in a fintech startup environment.

ios-engineer

• Partner cross-functionally with product, design, and engineering to deliver high-quality, user-centric iOS experiences
• Design, develop, and maintain iOS applications using Swift with a strong focus on performance, scalability, and usability
• Architect and implement robust, maintainable solutions aligned with best practices and long-term product goals
• Participate in feature planning, technical design, and effort estimation
• Identify, troubleshoot, and resolve complex product and performance issues
• Maintain and improve code quality through testing, code reviews, and continuous refactoring
• Write and maintain unit tests to ensure reliability and stability
• Keep the codebase current with evolving iOS platforms, frameworks, and industry standards
• Maintain and enhance CI/CD pipelines and development workflows
• Document code, systems, and processes to support team knowledge sharing
• Mentor junior engineers and contribute to a strong engineering culture
• Stay current with emerging iOS technologies, tools, and trends

Senior iOS Engineer

Senior iOS Engineer developing native iOS code solutions for digital banking products. Collaborating with product, design, and engineering teams in a fast-paced startup environment.

product-manager

• Own the end-to-end product strategy for Bankjoy’s next-generation business banking platform, from vision through execution.
• Define and prioritize the product roadmap in close partnership with Engineering, Design, Sales, and Client Success teams.
• Translate complex business and technical requirements into clear product specifications and well-defined user stories.
• Conduct market research and competitive analysis to stay ahead of industry trends, regulatory changes, and client needs.
• Continuously evaluate product performance and adjust priorities to ensure strong delivery and long-term product success.
• Lead product discussions related to payment systems including ACH, wire transfers, card networks, and real-time payments.
• Ensure compliance with payment regulations and security standards across all product capabilities.
• Develop and manage permission and access control frameworks for enterprise platforms.
• Work closely with engineering teams to define APIs, data models, and integration patterns.
• Ensure compliance and security requirements are embedded into product design from the beginning.
• Partner with implementation and engineering teams to resolve complex technical scoping questions and reduce downstream ambiguity.
• Provide guidance and mentorship to junior product managers, supporting their development and strengthening team execution.
• Serve as a primary product point of contact for clients during product discussions and implementation planning.
• Join client calls, lead product conversations, and build trusted relationships with key stakeholders at financial institutions.
• Proactively engage clients to gather feedback and validate product direction.
• Translate client requirements and feedback into clear product priorities.
• Synthesize RFP requirements, client escalations, and sales feedback into actionable roadmap decisions.
• Serve as the internal subject matter expert on business banking product capabilities.

Product Manager III – Business Banking

Product Manager responsible for leading strategy and execution of Bankjoy’s business banking platform. Collaborating with teams to deliver scalable, secure, and compliant banking solutions.

• Own the delivery of core banking integrations and foundational digital banking features end-to-end.
• Assist with API definitions, data mapping documentation, and integration requirements across multiple concurrent projects.
• Work directly with engineering teams to clarify requirements, validate implementation details, and make technical tradeoffs.
• Support testing and validation of integrations prior to client launch.
• Monitor post-launch issues and trends to proactively identify root causes and drive product improvements.
• Continuously build domain expertise in core banking systems, ACH, payments, and digital banking workflows.
• Serve as a primary client-facing product contact throughout implementations and post-go-live support.
• Join client calls, lead technical discussions, and build trusted relationships with client stakeholders.
• Respond quickly to client inquiries and issues while setting clear expectations on timelines and resolution paths.
• Communicate complex technical concepts clearly and confidently to non-technical audiences.
• Proactively surface client feedback and recurring issues to internal product and engineering teams.
• Act as a first line of triage for issues raised by clients, Implementation, and Tech Support related to core integrations and digital banking workflows.
• Independently investigate, analyze, and resolve issues before escalating to engineering.
• Provide engineers with clear reproduction steps, impact analysis, and full context when escalation is required.
• Coordinate closely across Implementation, Tech Support, QA, and Operations to close the loop on all reported issues.
• Maintain a well-organized and prioritized JIRA backlog across multiple workstreams.
• Write clear user stories, acceptance criteria, and supporting documentation.
• Track delivery progress, dependencies, and follow-ups across projects.
• Proactively identify risks and communicate updates to stakeholders.
• Balance competing priorities across client-facing issues, integration delivery, and backlog management.

Product Manager III – Core Integrations, Digital Banking

Product Manager III at Bankjoy driving core banking integrations and digital banking features. Collaborating with engineering teams and client-facing support for successful product delivery and integration.

backend-engineer

• Lead the implementation of new features and enhancements on existing products
• Design, develop, and maintain front-end applications using modern frameworks (e.g., Angular, React) and best practices
• Architect and build scalable, secure APIs to support new features and products
• Proactively identify and address technical challenges, refactor code to reduce technical debt
• Collaborate with cross-functional teams and third-party vendors to deliver projects on schedule
• Drive test-driven development and implement robust testing strategies across the technology stack
• Provide technical guidance and mentorship to junior and mid-level engineers
• Actively participate in Agile ceremonies and contribute to continuous process improvements

Senior Software Engineer – Full Stack – .NET

Senior Software Engineer developing secure and scalable software solutions for a fintech startup. Collaborating with cross-functional teams to enhance the online banking experience.

Bankjoy

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5 jobs found

VP of Engineering

Bankjoy

Senior iOS Engineer

Bankjoy

Product Manager III – Business Banking

Bankjoy

Product Manager III – Core Integrations, Digital Banking

Bankjoy

Senior Software Engineer – Full Stack – .NET

Bankjoy