About the role

Backend engineer building reliable payment orchestration, integrations, and ledger capabilities for Xero’s small-business accounting platform. Hybrid Vancouver role focused on secure, accurate money movement.

Responsibilities

Build platforms and product capabilities supporting money movement through Xero, including invoice payments, bill payments, payroll, and future payment experiences
Build reliable, secure, and scalable software where financial accuracy matters
Work closely with engineering, product, and operational partners to shape technical decisions and balance delivery with customer-protection controls
Contribute to an inclusive team culture through communication, knowledge sharing, and constructive feedback
Evolve invoicing-coupled systems into reusable payment capabilities for multiple products, providers, and regions
Build payment orchestration and provider integrations with clear boundaries between payment methods, providers, and networks
Develop foundations for customer onboarding, know-your-business verification, entity management, risk, and compliance
Strengthen reconciliation, dispute handling, and internal ledger capabilities
Support bill payments and broader incoming and outgoing money flows with reliability, security, and observability
Apply AI and automation to reduce manual effort while maintaining controls and human oversight
Influence architecture, challenge assumptions, and help define how payment experiences are built and scaled across Xero

Strong backend software engineering experience
Track record of building and operating reliable production services
Understanding of distributed systems, service boundaries, consistency, resilience, and failure handling
Practical experience with transactional data where correctness, integrity, and traceability are essential
Ability to solve ambiguous problems and make pragmatic architectural decisions
Ability to assess whether to improve an existing system or take a new approach
Ownership of automated testing, deployment, observability, and ongoing service operations
Clear communication and collaboration across engineering, product, and operational teams
Interest in using AI tools to improve engineering productivity and exploring automation with appropriate controls and human oversight
Experience in payments, financial systems, or environments where accuracy and auditability are critical would be valuable

Annual bonus program for permanent employees
Equity (RSU) programs for permanent employees
Performance-based cash or equity incentives depending on role level and company performance
World-class health, wellness, and retirement programs
Wellbeing days
Generous leave
Dedicated professional development budgets
Hybrid work model with one to two days per week in the office and flexibility to work from home on other days