Online financing manager assessing and underwriting BDC loans for Canadian entrepreneurs. Conducting credit analysis, risk reviews, and client support across the application process.
Responsibilities
Support BDC’s online financing and digital strategies
Deliver an efficient and positive client experience throughout the loan application and authorization process
Assess online loan applications
Conduct due diligence and credit analysis
Resolve client issues and escalate exceptional or unusual situations when required
Conduct investigations on online loan applications, including KYC requirements, credit and loan analysis, and preparation of documentation for final loan approval
Apply online financing policies, procedures, credit criteria and decision-making requirements
Prepare credit recommendations for loan authorization or decline based on credit scoring and analysis
Identify potential credit and fraud risks and prepare fraud files when required
Analyze and negotiate financial deals and develop solutions balancing client needs with lending requirements
Communicate loan application status to clients, including declined applications
Collaborate with business centre colleagues and internal partners
Maintain accurate and up-to-date client information in BDC systems
Stay current on credit policies, procedures, processes, CRM practices and regulatory requirements
Help resolve compliance issues or material changes arising as financing transactions are negotiated and structured
Provide support to Online Financing Analysts and other teams
Contribute to an inclusive workplace supporting Canadian entrepreneurs
Requirements
Bachelor’s degree in Commerce, Business Administration, or a related business discipline
3 to 5 years of relevant experience
Experience in loan writing / credit underwriting
Experience analyzing and negotiating financial deals
Knowledge of credit scoring
Demonstrated credit judgment and understanding of credit policies and lending practices
Knowledge of banking products, banking services, policies and procedures
Ability to conduct detailed loan analysis and maintain a high level of accuracy and attention to detail
Ability to work effectively in a fast-changing, deadline-driven environment and manage competing priorities
Client service and client communication skills, including the ability to interact and negotiate with clients and internal partners
Time management and prioritization skills to meet critical deadlines
Business acumen and understanding of small business dynamics
Proficiency with Microsoft Office, including Microsoft Word, Excel and PowerPoint
Bilingualism is an asset
Benefits
Flexible and competitive benefits
Employee Savings and Investment Plan with employer matching of part of voluntary contributions
Defined Benefit Pension Plan
$750 wellness and health care spending account
Paid vacation each year
Five personal days
Sick days as necessary
Offices closed from December 25 to January 1
Hybrid work model
Opportunities for learning, training and development
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