Underwriting senior manager analyzing and structuring complex business loans for BDC, Canada’s business development bank. Ensuring credit compliance, negotiating deal terms, and mentoring underwriting teams.
Responsibilities
Conduct proper investigations and due diligence for medium to high complexity loan proposals
Present high-quality proposals with appropriate analysis and documentation
Ensure risk levels remain within accepted credit practices and BDC policies and procedures
Develop terms, pricing, conditions and covenants
Review loan packages and negotiate with internal partners on deal structuring
Resolve compliance issues or material changes during negotiation and structuring
Develop win-win solutions for clients and BDC
Maintain relationships with business center personnel, colleagues and internal partners
Monitor changes to policies, procedures, credit trends and regulatory issues
Coach new employees and BDLs; mentor and share experience with team members
Requirements
Bachelor’s degree in commerce, business administration or accounting
CPA designation and banking experience are a definite asset
3 to 5 years or more of relevant experience
Experience in corporate and/or syndicated financing
Experience in loan writing and ability to analyze and structure complex financial deals
Sound credit judgement coupled with a strong understanding of credit policies and practices
Thorough knowledge of bank products, services, policies and procedures
Ability to provide high quality customer service to internal/external clients
Ability to develop win-win solutions through innovative thinking
Strong communication skills to interact and negotiate with internal partners and, in certain instances, clients
Good time management and priority setting skills to meet critical deadlines
Strong business acumen
Team player with a thorough understanding of the dynamics of the small business and mid-market environment
Bilingualism (French/English) is an asset
Benefits
Flexible and competitive benefits
Employee Savings and Investment Plan with employer matching of voluntary contributions
Defined Benefit Pension Plan
$750 wellness and health care spending account
Paid vacation each year
Five personal days
Sick days as necessary
Offices closed from December 25 to January 1
Hybrid work model
Opportunities for learning, training and development
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