Associate, Cards Security

Posted 6 hours ago

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About the role

  • BMO banking associate providing bilingual credit and lending sales and service remotely in Quebec. Handling customer contacts, credit decisions, compliance, and suspicious-activity reporting.

Responsibilities

  • Understand customer needs and provide credit- and lending-related sales and service to BMO customers or prospects
  • Advise customers on borrowing strategies and products that meet their objectives
  • Fulfill sales and service activities in accordance with approved procedures
  • Identify and make referrals to other business groups
  • Work through various channels to deliver the desired customer experience and achieve business objectives
  • Probe to understand customer needs and provide personal banking and borrowing strategy advice
  • Manage transactional outcomes of customer contacts or defer to appropriate internal business groups
  • Escalate complex or unresolved customer situations to managers
  • Complete documentation to accurately process customer requests
  • Maintain current knowledge of personal banking and lending products, practices, and trends
  • Research and investigate lending applications following established processes
  • Handle customer contacts professionally and efficiently
  • Integrate marketing promotions and programs into customer conversations where appropriate
  • Maintain confidentiality of customer and Bank information
  • Identify and report suspected money laundering activity
  • Adhere to regulatory and compliance requirements, including AML, terrorist financing, FCAC consumer provisions, and Privacy Act provisions
  • Make credit decisions or recommendations in accordance with sound credit-granting principles and Bank policies
  • Use authorized credit qualifications to fulfill customer requests
  • Complete standardized tasks under supervision
  • Perform initial problem solving within established rules and escalate when required
  • Apply BMO's Risk Management Framework and make risk-informed decisions aligned with business strategy, policies, laws, and regulations

Requirements

  • High school diploma or equivalent work experience
  • Knowledge of personal lending and home financing products
  • Knowledge of competitive marketplace and trends in product offerings
  • Knowledge of contact centre operational processes and policies
  • Knowledge of call centre technology, processes and metrics
  • Basic knowledge learned on the job
  • Basic verbal and written communication skills in a business environment
  • Basic organization skills in a business environment
  • Basic collaboration and team skills in a business environment
  • Fluency in French and English
  • Ability to support clients and team members inside and/or outside the province of Quebec

Benefits

  • Performance-based incentives
  • Discretionary bonuses
  • Other perks and rewards
  • Health insurance
  • Tuition reimbursement
  • Accident and life insurance
  • Retirement savings plans
  • In-depth training and coaching
  • Manager support
  • Network-building opportunities
  • Accommodations available on request during the selection process

Job type

Full Time

Experience level

JuniorMid level

Salary

CA$35,500 - CA$50,500 per year

Degree requirement

High School Diploma

Location requirements

RemoteCanada

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