About the role

Souscripteur hypothécaire résidentiel bilingue chez CMLS Financial, prêteur hypothécaire canadien. Analyse des demandes, gestion du pipeline et accompagnement des courtiers en télétravail au Nouveau-Brunswick.

Responsibilities

Review and analyze residential mortgage applications and supporting documentation, including credit, income, assets, and appraisals
Adjudicate applications within established lending authority limits
Identify and mitigate risks while ensuring compliance with regulatory and internal policies
Manage files from start to finish in a high-volume, performance-driven environment
Ensure applications are completed promptly and transactions close according to schedule
Act as a proactive partner to mortgage brokers and propose solutions
Quickly identify missing information and resolve complex situations
Maintain organized, complete, and compliant loan files
Identify efficiency improvements and support team members
Contribute to the continuous improvement of the mortgage customer journey

3 to 5 years of experience in residential mortgage underwriting
Bilingual in French and English
Experience as an underwriter at a credit union, monoline lender, or similar institutional environment is an asset
Experience in A lending; experience in B lending or commercial lending is an asset
Ability to analyze residential mortgage applications and supporting documentation
Strong credit judgment
Ability to identify and mitigate risks
Ability to ensure compliance with regulatory and internal policies
Ability to effectively manage a pipeline in a high-volume environment
Ability to coach others and collaborate with various departments
Satisfactory background, criminal record, and reference checks