About the role

Senior credit manager restructuring high-risk agricultural loans for FCC, Canada’s federal agriculture lender. Negotiating recoveries and guiding complex account solutions across Ontario.

Responsibilities

Analyze financial statements to assess customers’ financial situations and identify viable recovery options
Negotiate repayment agreements, loan amendments and other solutions with customers and affected third parties
Work with solicitors, creditors and other specialists to protect FCC’s interests
Oversee monitoring and implementation of action plans addressing account issues
Provide coaching, mentorship and guidance to credit specialists and internal partners
Manage complex and high-risk files
Develop realistic solutions, negotiate with multiple stakeholders and minimize potential losses

Bachelor’s degree in finance, business, agricultural finance or a related field (or an equivalent combination of education and experience)
Minimum seven years of relevant experience in commercial credit or complex account management
Extensive knowledge of commercial lending and recovery practices
Proven expertise in financial analysis, negotiation and restructuring of complex files
Strong understanding of credit laws and recovery practices
Proficiency with computer tools and software applications
Proven experience providing coaching and mentorship
Experience working with customers in the agribusiness, food or agricultural production sectors
Experience collaborating with external stakeholders such as solicitors, bankruptcy trustees or receivers
Demonstrated ability to manage multiple priorities in a complex environment
English language required