Auto Complex Claims Advisor II

Posted 7 minutes ago

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About the role

  • Complex auto claims advisor resolving property damage claims for TD Insurance. Investigating liability, negotiating settlements, and supporting Canadian customers through difficult situations.

Responsibilities

  • Manage complex automobile property damage claims end-to-end, including third-party property damage, total losses, specialty vehicles, and multi-exposure losses
  • Investigate and assess liability, damages, indemnity exposure, and settlement strategy
  • Negotiate claim settlements and total loss resolutions within established authority levels
  • Establish and maintain appropriate reserves throughout the life of the claim
  • Maintain accurate, detailed, and defensible claim documentation
  • Manage a diverse portfolio of complex claims while meeting quality and service expectations
  • Provide timely updates and guidance throughout the claims process
  • Manage sensitive customer concerns and escalations
  • Gather and assess information from multiple sources to support claim decisions
  • Apply policy and coverage knowledge to evaluate entitlement and explain claim outcomes
  • Identify risk, coverage concerns, fraud indicators, and escalation points
  • Handle claims in accordance with regulatory and risk management standards
  • Partner with legal counsel, vendors, appraisers, repair facilities, and internal stakeholders to achieve timely claim resolution
  • Collaborate with leadership and technical specialists on complex or high-risk files
  • Support knowledge sharing and contribute to a positive, accountable team environment
  • Participate in training, coaching, and cross-functional development opportunities
  • Contribute to process improvements that enhance claim quality and customer experience

Requirements

  • 3-5+ years of automobile claims handling experience
  • Strong knowledge of auto claims, liability assessment, and settlement practices
  • Proven ability to manage complex claims and make sound decisions
  • Strong analytical, investigative, negotiation, and communication skills
  • Ability to manage competing priorities while maintaining quality and attention to detail
  • Post-secondary education and/or CIP designation is considered an asset
  • Subject to provincial regulation for employment purposes
  • Must meet applicable provincial or territorial regulations and requirements

Benefits

  • Base salary
  • Health and well-being benefits
  • Savings and retirement programs
  • Paid time off
  • Banking benefits and discounts
  • Career development
  • Reward and recognition programs
  • Regular development conversations
  • Training programs
  • Online learning platform
  • Mentoring programs
  • Training and onboarding sessions

Job title

Job type

Full Time

Experience level

Mid levelSenior

Salary

CA$56,400 - CA$83,000 per year

Degree requirement

No Education Requirement

Location requirements

OnsiteMarkhamCanada

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