Business Analyst – Canadian Payments

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About the role

  • Business Analyst helping Form3, a cloud-native payments platform, build its Canadian Real-Time Rail payment gateway. Translating payment requirements into actionable product specifications.

Responsibilities

  • Support the end-to-end build and delivery of Form3’s Canadian Real-Time Rail (RTR) payment gateway
  • Work closely with the Product Manager
  • Understand and analyse payment scheme, product and business requirements
  • Translate requirements into clear, actionable requirements
  • Create user stories, acceptance criteria, and functional and non-functional specifications
  • Analyse the impact of product changes and enhancements
  • Document requirements to support delivery
  • Use data and analysis to provide insights and support informed product decisions
  • Collaborate with stakeholders across Product, Engineering and the wider business throughout the product development lifecycle
  • Build deep knowledge of the Canadian payments ecosystem and serve as a trusted source of payments expertise
  • Own key Business Analyst activities and deliverables from requirements through successful product delivery
  • Participate in a four-stage interview process involving the Talent Team, Senior Business Analyst, Senior Product Manager, Heads of Product and Chief Product Officer

Requirements

  • Experience working as a Business Analyst within payments, banking or FinTech
  • Strong knowledge of the Canadian payments ecosystem and infrastructure, ideally including Interac e-Transfer or other Canadian payment rails
  • Experience translating complex business, product or payment scheme requirements into user stories, acceptance criteria and functional specifications
  • Strong technical understanding of APIs, cloud technologies and modern system architectures
  • Understanding of the product development lifecycle and experience supporting products from requirements through to delivery
  • Strong analytical skills, including experience using data to support decision-making
  • Stakeholder management and communication skills, with the ability to make complex payment concepts clear and actionable
  • Ability to work autonomously, take ownership and operate effectively in a fast-paced environment
  • Candidates must be based in Ontario, Canada
  • Previous RTR experience is not expected
  • Knowledge of the wider North American payments landscape, including FedNow or RTP, is desirable
  • Knowledge or experience of real-time or instant payments is desirable
  • Broader knowledge of payment schemes, payment infrastructure and how financial institutions move money is desirable

Benefits

  • 100% remote, flexible business
  • Part-time working arrangements can be offered
  • Healthy work-life balance
  • Full benefits package referenced on the careers page
  • Reasonable adjustments and accessible recruitment materials available
  • Interview guarantee for neurodiverse and physically disabled applicants who meet the minimum criteria

Job type

Full Time

Experience level

Mid levelSenior

Salary

Not specified

Degree requirement

No Education Requirement

Tech skills

CloudRuby on Rails

Location requirements

RemoteCanada

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