Senior Underwriting Consultant assessing complex high-net-worth life insurance risks for Manulife. Collaborating with sales and head office teams to deliver competitive underwriting decisions.
Responsibilities
Communicate and collaborate with sales and head office colleagues to provide high-quality, competitive decisions to high-net-worth customers
Conduct risk assessment and classification according to Manulife's philosophy and standards
Maintain positive and effective relationships with internal and external partners
Deliver strong customer experiences through significant interactions
Comply with consumer laws and regulations regarding risk classification, confidentiality, and disclosure
Identify and propose solutions to underwriting-related problems and procedures
Requirements
Minimum of 5 years of underwriting experience
$5,000,000+ Life signing authority
Experience and exposure working within the high net worth market
Sales and relationship-focused mindset with a drive for earning business
Working towards or completion of FALU, FLMI, and ACS designations
Strong knowledge of medical terminology, including physiology, anatomy, pharmacology, imaging, diagnostic testing, and treatments
Strong knowledge of how non-medical risks impact mortality, including hazardous occupations, sports, avocations, and lifestyle
Experience with financial reports
Training in anti-money laundering practices
Excellent oral and written communication skills
Bilingualism in English and French required for successful candidates in Québec; otherwise a strong asset
100,000+ CI authority preferred
University or college degree in a related discipline preferred
Strong negotiation skills preferred
Interest in external presentations, panels, or conferences preferred
Experience in co-signing, referral reviews, and mentoring preferred
Benefits
Industry-leading training and development opportunities
Flexible environment supporting well-being and inclusion
Health insurance
Dental insurance
Mental health benefits
Vision insurance
Short- and long-term disability coverage
Life and AD&D insurance coverage
Adoption/surrogacy benefits
Wellness benefits
Employee/family assistance plans
Retirement savings plans
Pension
Global share ownership plan with employer matching contributions
Financial education and counseling resources
Paid holidays
Vacation
Personal days
Sick days
Statutory leaves of absence
Incentive programs and incentive compensation tied to business and individual performance
Souscripteur principal structurant des garanties et évaluant les risques pour aider les entreprises canadiennes à réussir à l’étranger chez EDC. Analyse financière, recommandations de crédit et collaboration avec partenaires financiers.
Underwriting Assistant processing commercial auto policies for SGI CANADA in Calgary or Edmonton. Reviewing risks, calculating premiums, and supporting brokers and the underwriting team.
Underwriting senior manager analyzing and structuring complex business loans for BDC, Canada’s business development bank. Ensuring credit compliance, negotiating deal terms, and mentoring underwriting teams.
Souscripteur hypothécaire résidentiel bilingue chez CMLS Financial, prêteur hypothécaire canadien. Analyse des demandes, gestion du pipeline et accompagnement des courtiers en télétravail au Nouveau - Brunswick.
Stagiaire en stratégie produits chez TD Assurance, analysant les données et le marché de l’assurance dommages. Soutien aux initiatives produits et aux solutions stratégiques.
Underwriting analyst intern supporting TD Life Insurance Company’s medical research and underwriting guidelines. Reviewing training materials and improving underwriter and case - manager processes.
Disability insurance specialists training frontier AI models using claims adjudication, underwriting, and vocational expertise. Creating scenarios, evaluating outputs, and improving insurance reasoning quality.
Underwriting Consultant assessing life and critical illness insurance risks for Sun Life, a Canadian insurer. Making risk decisions, collaborating with reinsurers, and supporting advisors across Canada.