Senior underwriter assessing complex high-net-worth life insurance risks for Manulife, an international financial services provider. Delivering competitive decisions and exceptional service to high-net-worth customers.
Responsibilities
Communicate and collaborate with sales and head office colleagues to provide high-quality, competitive decisions to high-net-worth customers
Conduct risk assessment and classification according to Manulife’s philosophy and standards
Maintain positive and effective relationships with internal and external partners
Deliver a strong customer experience through meaningful interactions
Apply consumer laws and regulations related to risk classification, confidentiality, and disclosure
Identify and propose solutions to problems and procedures related to underwriting work
Requirements
Minimum 5 years of underwriting experience
$5,000,000+ life signing authority
Experience and exposure in the high-net-worth market
Sales- and relationship-focused mindset with drive to earn and retain business
Working toward or completion of FALU, FLMI, and ACS designations
Strong knowledge of medical terminology, including physiology, anatomy, pharmacology, imaging, diagnostic testing, and treatments
Strong knowledge of how non-medical risks affect mortality, including hazardous occupations, sports, avocations, and lifestyle
Experience with financial reports
Training in anti-money laundering practices
Excellent oral and written communication skills
Bilingualism in English and French is required for successful candidates in Québec
$100,000+ CI authority is preferred
University or college degree in a related discipline is preferred
Strong negotiation skills are preferred
Interest in representing the company through external presentations, panels, or conferences is preferred
Experience in co-signing, referral reviews, and mentoring is preferred
Benefits
Industry-leading training and development opportunities
Flexible environment supporting learning, growth, well-being, and inclusion
Health insurance
Dental insurance
Mental health benefits
Vision insurance
Short- and long-term disability insurance
Life and AD&D insurance coverage
Adoption/surrogacy benefits
Wellness benefits
Employee/family assistance plans
Retirement savings plans
Pension plan
Global share ownership plan with employer matching contributions
Financial education and counseling resources
Paid holidays, vacation, personal, and sick days
Statutory leaves of absence
Incentive programs and incentive compensation tied to business and individual performance
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