About the role

Credit Manager leading credit granting processes and financial assessments for Nutrien. Overseeing credit reviews, mitigating risks, and collaborating with various departments.

Responsibilities

Lead the credit granting process in accordance with Nutrien’s credit policy.
Conduct annual and semi-annual credit reviews of existing and prospective customers.
Conduct and maintain credit file reviews for all new and existing customers within an assigned area or region.
Request, analyze, and interpret customer financial statements (last 2 year-end financials), engaging with the CFO/Controller as needed.
Prepare detailed credit write-ups for all customers with $1 million+ in credit for upper management review.
Thoroughly assess financial risk of customers.
Determine appropriate credit limits.
Review and submit for approval all changes to customer contracts or sales terms.
Review and approve customer warehouse contracts within assigned territory.
Coordinate with the Assistant Credit Manager to ensure proper security documentation is completed and maintained.
Conduct customer visits for high-risk accounts to obtain and review financials in person.
Negotiate credit risk mitigators.
Collect and manage receivables according to company policy.
Follow up weekly on past due balances to ensure timely resolution.
Daily review of cash deposits and bank wires.
Partner with Sales to assist in collections when disputes arise.
Collaborate with A/R, Customer Service, and Sales to ensure customers have proper contacts for resolving issues.
Build strong working relationships with Sales teams.

Bachelor’s degree in Business or related field (required).
6+ years of credit or financial analysis experience (required).
CCE/CICP designations (preferred).
Excellent communication skills a “must” to succeed at this position.
International credit experience (preferred).
Banking and loan approval experience (preferred).
SAP experience (preferred).
Ability to build and maintain strong internal and external relationships.
Strong analytical skills with the ability to interpret financial statements and assess credit risk.
Ability to manage competing priorities while supporting multiple territories as needed.