Financial Model Risk Management Lead independently validating finance and analytics models. Strengthening risk governance for Affirm’s transparent buy-now-pay-later credit platform.
Responsibilities
Perform independent challenges of financial and analytics quantitative models, including ALM, allowance/loss forecasting, loan transition models, corporate financial planning models, take-up and engagement models, and related decision-support analytics
Lead end-to-end validation engagements on high-complexity, high-criticality models
Identify model weaknesses, limitations, and opportunities for improvement
Clearly articulate findings to technical and non-technical stakeholders
Collaborate with model owners and stakeholders across Finance, Quantitative Research, and Growth Analytics to remediate validation findings and strengthen model governance
Partner cross-functionally to implement and maintain Affirm’s Model Risk Management framework
Partner with Internal Audit, Internal Controls, Accounting, and Compliance to resolve audit, regulatory, and examiner requests on time
Requirements
4–6 years of professional experience in model development, model validation, quantitative finance, or data analytics, with meaningful exposure to financial and/or analytics model validation
Deep and broad knowledge of corporate finance, treasury, ALM, and/or actuarial/statistical forecasting
Experience in credit underwriting or credit risk management is a plus
Ability to work with scripting languages such as Python and large-scale datasets such as SQL
Comfort reviewing models built in Excel, Python, Databricks, or similar environments
Experience with statistical modeling, time-series forecasting, simulation, and/or machine learning techniques applied to finance and analytics use cases
BS, MS, or PhD in a quantitative field such as Quantitative Finance, Financial Engineering, Mathematics, Statistics, Economics, Computer Science, or Data Science
Detail-oriented and intellectually curious about data, models, and business context
Critical thinking and structured problem-solving skills
Extraordinary interpersonal and verbal/written communication skills
Ability to influence model owners, present to senior stakeholders, and navigate cross-functional remediation
Benefits
Base pay may include equity rewards
Monthly stipends for health, wellness and tech spending
100% subsidized medical coverage, dental and vision for you and your dependents
Health care coverage with all premiums covered for you and your dependents
Flexible Spending Wallets with stipends for Technology, Food, various Lifestyle needs, and family forming expenses
Competitive vacation and holiday schedules
Employee stock purchase plan (ESPP) enabling employees to buy Affirm shares at a discount
Reasonable accommodations during the hiring process
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