Business Applications Specialist integrating NetSuite, Salesforce and Snowflake for Doctors of BC. Optimizing enterprise applications, automation and data flows for physician services.
About the role
- Senior Credit Officer adjudicating complex commercial real estate transactions for BMO, a Canadian bank. Advising lending teams and managing portfolio risk across Canada.
Responsibilities
- Independently review, structure, and adjudicate complex commercial real estate credit applications
- Serve as a senior credit authority and subject matter expert for commercial real estate lending
- Provide recommendations and approvals within delegated lending authority
- Evaluate transaction risk, borrower strength, cash flow, collateral quality, market conditions, and overall creditworthiness
- Partner with Relationship Managers and front-line lending teams to develop sound financing structures
- Monitor and maintain the overall quality of the commercial real estate portfolio
- Identify emerging risks, market trends, and potential credit concerns
- Review approximately 400 credit transactions annually
- Coach, mentor, and provide oversight to less experienced Line Officers and underwriting professionals
- Provide clear and concise credit decisions, including rationale, terms, conditions, covenants, and collateral requirements
- Provide risk insights, industry expertise, and recommendations to senior stakeholders and business partners
- Collaborate across lending, risk, and operational teams to drive process improvements and support strategic initiatives
- Stay current on commercial real estate market trends, economic developments, regulatory requirements, and industry best practices
- Support special projects, portfolio reviews, and strategic initiatives
- Serve as a trusted advisor on complex or non-routine credit matters
Requirements
- Typically 7+ years of relevant experience
- Post-secondary degree in related field of study or an equivalent combination of education and experience
- Deep expertise in commercial real estate credit adjudication, underwriting, and risk assessment
- Proven ability to evaluate complex transactions and make sound, risk-based lending decisions
- Exceptional attention to detail and credit judgment
- Demonstrated track record of maintaining portfolio quality, identifying potential risks, and ensuring compliance with lending policies and regulatory requirements
- Credit qualifications and associated credit knowledge and skills according to established qualification standards
- In-depth / expert knowledge of banking products and services
- In-depth / expert knowledge of industry trends and regulations
- In-depth / expert knowledge of credit portfolio management policies and procedures and financing guidelines
- Proven leadership skills and highly developed coaching skills
- Combination of education, experience, and industry knowledge
- In-depth / expert verbal and written communication skills
- In-depth / expert analytical and problem-solving skills
- In-depth / expert influence skills
- In-depth / expert collaboration and team skills, with a focus on cross-group collaboration
- Ability to manage ambiguity
- In-depth / expert data-driven decision-making skills
Benefits
- Performance-based incentives
- Discretionary bonuses
- Other perks and rewards
- Health insurance
- Tuition reimbursement
- Accident and life insurance
- Retirement savings plans
- In-depth training and coaching
- Manager support
- Network-building opportunities
- Accommodations available on request for candidates taking part in all aspects of the selection process
Job title
Job type
Experience level
Salary
Degree requirement
Location requirements
Report this job
Found something wrong with the page? Please let us know by submitting a report below.
Superintendent leading PCL Construction’s industrial piping fabrication operations in Nisku. Managing safety, shop flow, quality, scheduling, teams, costs, and shipping.
Mobile Mortgage Specialist developing mortgage referrals and customer relationships for TD Canada Trust, a Canadian personal and small - business bank. Building a sales pipeline with flexible remote work and commission earnings.
Mobile Mortgage Specialist growing TD Canada Trust’s mortgage business through realtor, builder, and financial - planner referrals. Building customer relationships and a local mortgage sales portfolio.
Mobile Mortgage Specialist building mortgage business through referral partnerships for TD Canada Trust. Developing customer relationships and sales using a flexible remote home - office model.
Material Coordinator managing fabrication materials, inventory, receiving, and traceability for Bird’s Canadian construction operations. Supporting industrial project execution from Nisku.
Home Support Worker delivering personal care, meals, housekeeping, and companionship in patients’ homes. Supporting ParaMed’s community - based home health care services across Ontario.
Wildland firefighter suppressing wildfires and protecting Alberta forests, communities, and ecosystems. Operating on Unit, Helitack, or Hoist crews across assigned Alberta forest areas.
Retail Shift Leader supervising daily operations, staff, sales, customer service, and inventory at Canna Cabana’s Calgary cannabis store. Supporting store management and enforcing safety and company standards.
Mammography Technologist providing safe, quality breast imaging for CancerCare Manitoba’s BreastCheck clinics. Supporting Winnipeg and mobile screening services across Manitoba.