Bilingual Assistant Manager – Credit Card Lending

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About the role

  • Bilingual Assistant Manager providing credit and lending-related sales and service to BMO customers. Advising on borrowing strategies and fulfilling sales and service activities according to approved procedures.

Responsibilities

  • Understands customer needs and provides credit and lending-related sales and service to BMO customers or prospects
  • Advises customers on borrowing strategies and products that meet their objectives
  • Fulfills sales and service activities for the customer in accordance with approved procedures
  • Identifies and makes referrals to other business groups
  • Works through various channels based on the market needs to deliver the desired customer experience and achieve overall business objectives
  • Provides advice and guidance to assigned business/group on implementation of solutions
  • Supports the execution of strategic initiatives in collaboration with internal and external stakeholders
  • Oversees team performance when Manager is absent
  • Develops and executes short term tactics/plans to drive specific behaviours, activities, and results
  • Executes development plans and coaching activities as delegated by the manager
  • May provide training and coaching to junior associates as needed
  • Probes to understand customer needs and provides advice related to personal banking and borrowing strategies in the best interests of the customer
  • Manages all transactional outcomes of customer contacts or defers to appropriate internal business groups
  • Escalates complex or unresolved customer situations to managers as required
  • Performs any required documentation to ensure customer’s requests are accurately processed
  • Maintains current knowledge of personal banking and lending products, practices, and trends and integrates into customer conversations in a professional manner
  • May research and investigate lending applications, following established processes
  • Handles customer contacts in an informed, professional, and efficient manner
  • Integrates marketing promotions and programs into customer conversations, where appropriate
  • Maintains the confidentiality of customer and Bank information
  • Identifies and reports suspicious patterns of activity that are suspected to be related to money laundering
  • Adheres to regulatory and compliance requirements
  • Makes credit decisions / recommendations in accordance with sound credit-granting principles and in compliance with Bank Policy & Procedures
  • Uses authorized credit qualifications as needed to fulfill customer requests
  • Works mostly independently

Requirements

  • Typically between 3 – 5 years of relevant experience
  • Post-secondary degree in related field of study or equivalent combination of education and experience
  • Knowledge of personal lending and home financing products
  • BMO ALD and/or UDL certification preferred
  • Experience with Credit Card lending preferred
  • Knowledge of competitive marketplace and trends in product offerings
  • Knowledge of contact centre operational processes and policies
  • Knowledge of call centre technology, processes and metrics
  • Verbal & written communication skills - In-depth - in both French and English
  • Collaboration & team skills - In-depth
  • Analytical and problem solving skills - In-depth
  • Influence skills - In-depth

Benefits

  • Health insurance
  • Tuition reimbursement
  • Accident and life insurance
  • Retirement savings plans

Job title

Job type

Full Time

Experience level

Mid levelSenior

Salary

CA$45,500 - CA$84,500 per year

Degree requirement

Bachelor's Degree

Location requirements

RemoteCanada

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