Bilingual Assistant Manager providing credit and lending-related sales and service to BMO customers. Advising on borrowing strategies and fulfilling sales and service activities according to approved procedures.
Responsibilities
Understands customer needs and provides credit and lending-related sales and service to BMO customers or prospects
Advises customers on borrowing strategies and products that meet their objectives
Fulfills sales and service activities for the customer in accordance with approved procedures
Identifies and makes referrals to other business groups
Works through various channels based on the market needs to deliver the desired customer experience and achieve overall business objectives
Provides advice and guidance to assigned business/group on implementation of solutions
Supports the execution of strategic initiatives in collaboration with internal and external stakeholders
Oversees team performance when Manager is absent
Develops and executes short term tactics/plans to drive specific behaviours, activities, and results
Executes development plans and coaching activities as delegated by the manager
May provide training and coaching to junior associates as needed
Probes to understand customer needs and provides advice related to personal banking and borrowing strategies in the best interests of the customer
Manages all transactional outcomes of customer contacts or defers to appropriate internal business groups
Escalates complex or unresolved customer situations to managers as required
Performs any required documentation to ensure customer’s requests are accurately processed
Maintains current knowledge of personal banking and lending products, practices, and trends and integrates into customer conversations in a professional manner
May research and investigate lending applications, following established processes
Handles customer contacts in an informed, professional, and efficient manner
Integrates marketing promotions and programs into customer conversations, where appropriate
Maintains the confidentiality of customer and Bank information
Identifies and reports suspicious patterns of activity that are suspected to be related to money laundering
Adheres to regulatory and compliance requirements
Makes credit decisions / recommendations in accordance with sound credit-granting principles and in compliance with Bank Policy & Procedures
Uses authorized credit qualifications as needed to fulfill customer requests
Works mostly independently
Requirements
Typically between 3 – 5 years of relevant experience
Post-secondary degree in related field of study or equivalent combination of education and experience
Knowledge of personal lending and home financing products
BMO ALD and/or UDL certification preferred
Experience with Credit Card lending preferred
Knowledge of competitive marketplace and trends in product offerings
Knowledge of contact centre operational processes and policies
Knowledge of call centre technology, processes and metrics
Verbal & written communication skills - In-depth - in both French and English
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