Residential Mortgage Underwriter managing mortgage applications and commitments for Equitable Bank. Ensuring compliance while delivering top-notch service in a dynamic banking environment.
Responsibilities
Assessing all new mortgage applications
Issuing mortgage commitments
Collecting required documentation
Taking the file to the solicitor instruction stage in a timely and prudent manner
Ensuring efficiency while using sound lending judgment
Following up with brokers daily on issued mortgage commitments
Reviewing documentation for accuracy and legitimacy with an emphasis on AML and ATF requirements
Striving for compliance with the Company’s and the mortgage default insurers’ established policies and procedures
Assisting the team with reporting, file management, and data integrity
Managing deal flow to meet prescribed deadlines and SLAs
Providing high levels of internal and external customer service
Developing strong broker relationships
Requirements
2+ years’ mortgage experience in the prime and/or alternative mortgage market
Sound thinker with the ability to multi-task
Excellent attention to detail
Sound knowledge of AML & ATF practices
Established and meticulous organizational skills
Excellent time management, analytical and problem-solving skills
Ability to make decisions under pressure
Proven ability to thrive in a constantly changing environment and to perform well in a high volume, high intensity environment
Highly developed verbal and written communication skills with the ability to respond in a clear, concise and professional manner
Displays pride in providing superb customer service
Proficiency in MS Office (mainly MS Word and Excel)
Completion of a post-secondary degree preferably in a financial field
Knowledge of fraud risk in the mortgage industry and the ability to address concerns relating to suspected misrepresentation is required
Bilingual in English and French.
Benefits
Competitive discretionary bonus
Market leading RRSP match program
Medical, dental, vision, life, and disability benefits
Employee Share Purchase Plan
Maternity/Parental top-up while you care for your little one
Generous vacation policy and personal days
Virtual events to connect with your fellow colleagues
Professional development and comprehensive Career Development program
A fulfilling opportunity to join one of the top FinTechs and help create a new kind of banking experience
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