Property claims adjuster handling complex residential, agricultural, and commercial losses for SGI. Investigating damage, determining coverage, estimating costs, and negotiating settlements across Saskatchewan.
Responsibilities
Adjust a wide range of moderately complex and complex property claims
Collect, review, investigate, and analyze claims-related information
Interpret applicable acts, regulations, and policy coverages to negotiate claim settlements
Conduct or direct site visits to determine damage or loss scope
Participate in standby rotations during busy Claims seasons
Interview customers and collect pertinent loss information
Submit vendor assignments for repairs and inspections
Set up claim files, determine causes of loss, establish and adjust reserves, and complete claims documentation
Explain coverages, benefits, breaches of condition, and exclusions
Contact and interview brokers, customers, witnesses, contractors, police and fire departments, legal representatives, medical professionals, and other parties as required
Obtain statements under oath, proofs of loss, medical reports, releases, and other settlement documents
Create and adjust estimates using estimating software
Maintain current and orderly claims records and files
Refer suspicious, contentious, or high-value claims for assistance
Assess negligence and quantum in liability or bodily injury claims
Determine subrogation opportunities and take appropriate action
Negotiate settlements with customers and representatives
Prepare claim files for legal action, further investigation, review, or denial
Reconcile invoices and process accounts and expenses for payment
Represent the corporation in Small Claims Court and other judicial, legal, institutional, or regulatory proceedings
Attend road assignments and adjust claims distant from established headquarters where required
Hire, oversee, ensure quality of work, and evaluate vendors and contractors
Participate in reviewing and developing new products, procedures, and programs
Maintain customer contact throughout claims that may last from months to years
Identify salvage opportunities and coordinate valuations, sales, pickups, or future salvage disposition
Maintain relationships with broker partners and vendors
Improve claims processes and deliver a seamless customer experience
Support continuous learning, knowledge sharing, mentoring, training, transformation, and strategic initiatives
Apply health, safety, emergency management, leadership, accountability, and change practices
Requirements
Two-year diploma from an accredited post-secondary education institution in a relevant field of study, such as Business, or defined equivalency
Possession of a valid driver’s license, in positions where required
3 - 5 years’ experience comprised of at least two years property adjusting and one year insurance related experience
Advanced knowledge of insurance coverages and benefits provided by policy wordings and applicable legislation for national property claims
Advanced knowledge of insurance theory and claims adjustment and settlement principles, practices, methods, and techniques
Advanced skill in determining values, depreciation, repair, or replacement costs, including estimating systems and imaging appraisals
Proficient knowledge of customer service initiatives and demonstrated customer-centered decision-making
Proficient understanding of residential, agricultural, and commercial building construction
Proficient knowledge of agricultural equipment mechanics, operation, and use
Proficient knowledge of applicable residential, agricultural, commercial, and agricultural equipment policies
Ability to use extensive software and applications, including estimating software
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