Senior Financial Analyst driving FP&A, forecasting, and executive reporting for Upstart’s AI lending marketplace. Supporting financial decisions across its Unsecured Lending organization.
About the role
- Rating Analyst analyzing infrastructure and project finance credit risks for S&P Global Ratings. Building models, dashboards, and research supporting independent credit opinions.
Responsibilities
- Partner with senior analytical leadership and global teams to advance strategic analytical priorities across the Corporate and Infrastructure practice
- Conduct portfolio, credit, and market analysis using large datasets to identify trends, risks, and insights
- Develop and enhance analytical tools, models, and dashboards to improve transparency, risk assessment, and efficiency
- Support research and criteria initiatives, including cross-practice analysis and drafting analytical reports and related materials
- Coordinate key Global Infrastructure analytical forums
- Strengthen documentation and communication of analytical priorities across the team
- Contribute to capability-building initiatives with exposure to senior analytical leaders and global Infrastructure and Project Finance teams
- Deliver independent credit opinions, research, and sustainable finance insights that help market participants navigate infrastructure and project finance complexity
Requirements
- 2+ years of relevant experience in credit analysis, with experience related to project finance, infrastructure, structured finance, or comparable credit analysis
- Strong analytical capabilities, including proficiency with Excel, financial models, and financial data
- Ability to synthesize complex information and large datasets to support credit analysis and research
- Demonstrated research and problem-solving capabilities
- Ability to analyze non-routine issues, exercise sound judgment, and translate findings into actionable insights
- Highly organized and execution-focused, with ability to manage multiple priorities and deadlines
- Fluent English, able to conduct meetings, collaborate effectively, and communicate clearly in writing and verbally
- Bachelor's degree or equivalent required
- Final-stage candidates must attend at least one in-person interview at their nearest S&P Global Ratings office
- Employees are required to work from the office a minimum of two days per week
- Applications must be submitted in English
Benefits
- Health care coverage designed for the mind and body
- Generous time off
- Continuous learning resources and career development opportunities
- Competitive pay
- Retirement planning
- Continuing education program with a company-matched student loan contribution
- Financial wellness programs
- Family benefits and perks
- Retail discounts
- Referral incentive awards
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