About the role

Principal Product Manager owning scalable capital platform infrastructure for Upstart’s AI lending marketplace. Shaping lender and investor integrations, workflows, reporting, and enterprise-grade systems.

Responsibilities

Own strategy, roadmap, and execution for a major Capital Platform problem space with material business impact
Lead multi-quarter, cross-team initiatives requiring deep systems thinking and work under significant ambiguity
Design scalable, configurable platform capabilities for diverse capital partners without fragmentation or bespoke delivery
Partner with engineering on product architecture, tradeoffs, sequencing, and long-term evolution of capital platform systems
Influence adjacent platform and vertical teams to meet capital partner needs across products
Use data, customer insight, and domain knowledge to make high-conviction product decisions and prioritize effectively
Deliver durable, enterprise-grade solutions meeting reliability, compliance, and operational requirements
Collaborate across product, engineering, finance, compliance, capital markets, banks, credit unions, and institutional investors
Build systems enabling capital to flow through Upstart’s AI lending marketplace reliably, transparently, and at scale

7+ years of product management experience, or equivalent demonstrated scope and impact owning complex, multi-quarter initiatives
Demonstrated experience leading initiatives at a Principal / Staff-level individual contributor scope
Proven track record designing and shipping platforms or shared systems, not just standalone features
Experience working with complex B2B or B2B2C workflows, such as onboarding, configuration, payments, compliance, and reporting
Ability to operate effectively in regulated, high-reliability environments
Strong technical fluency and experience partnering closely with engineering on architecture and system design tradeoffs
Ability to drive alignment and execution across multiple teams and stakeholders without formal authority
Bachelor’s degree or equivalent practical experience in a technical, analytical, or business-related field
East/West coast time zone availability
Canada-based applicants cannot be located in Quebec

Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
Retirement benefits including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada)
Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
Comprehensive health coverage including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada
Health Savings Account contributions from Upstart for eligible plans (US only)
Life insurance and disability coverage
Paid time off, sick leave, and company holidays
Paid family and parental leave
Family-centered fertility, parenthood, and caregiving benefits
Employee Assistance Program (EAP) offering mental health support and life-centered resources
Financial planning tools and financial concierge service (US only)
Annual wellness allowance
Annual productivity allowance for relevant tools and resources
Team events, all-company updates, and employee resource groups (ERGs)
Catered lunches and stocked micro-kitchens at company offices
Flexible remote work with regular team onsites