Principal Product Manager – Capital Platform

Posted 3 days ago

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About the role

  • Principal Product Manager owning scalable capital platform infrastructure for Upstart’s AI lending marketplace. Shaping lender and investor integrations, workflows, reporting, and enterprise-grade systems.

Responsibilities

  • Own strategy, roadmap, and execution for a major Capital Platform problem space with material business impact
  • Lead multi-quarter, cross-team initiatives requiring deep systems thinking and work under significant ambiguity
  • Design scalable, configurable platform capabilities for diverse capital partners without fragmentation or bespoke delivery
  • Partner with engineering on product architecture, tradeoffs, sequencing, and long-term evolution of capital platform systems
  • Influence adjacent platform and vertical teams to meet capital partner needs across products
  • Use data, customer insight, and domain knowledge to make high-conviction product decisions and prioritize effectively
  • Deliver durable, enterprise-grade solutions meeting reliability, compliance, and operational requirements
  • Collaborate across product, engineering, finance, compliance, capital markets, banks, credit unions, and institutional investors
  • Build systems enabling capital to flow through Upstart’s AI lending marketplace reliably, transparently, and at scale

Requirements

  • 7+ years of product management experience, or equivalent demonstrated scope and impact owning complex, multi-quarter initiatives
  • Demonstrated experience leading initiatives at a Principal / Staff-level individual contributor scope
  • Proven track record designing and shipping platforms or shared systems, not just standalone features
  • Experience working with complex B2B or B2B2C workflows, such as onboarding, configuration, payments, compliance, and reporting
  • Ability to operate effectively in regulated, high-reliability environments
  • Strong technical fluency and experience partnering closely with engineering on architecture and system design tradeoffs
  • Ability to drive alignment and execution across multiple teams and stakeholders without formal authority
  • Bachelor’s degree or equivalent practical experience in a technical, analytical, or business-related field
  • East/West coast time zone availability
  • Canada-based applicants cannot be located in Quebec

Benefits

  • Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
  • Retirement benefits including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada)
  • Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
  • Comprehensive health coverage including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada
  • Health Savings Account contributions from Upstart for eligible plans (US only)
  • Life insurance and disability coverage
  • Paid time off, sick leave, and company holidays
  • Paid family and parental leave
  • Family-centered fertility, parenthood, and caregiving benefits
  • Employee Assistance Program (EAP) offering mental health support and life-centered resources
  • Financial planning tools and financial concierge service (US only)
  • Annual wellness allowance
  • Annual productivity allowance for relevant tools and resources
  • Team events, all-company updates, and employee resource groups (ERGs)
  • Catered lunches and stocked micro-kitchens at company offices
  • Flexible remote work with regular team onsites

Job type

Full Time

Experience level

Lead

Salary

$187,900 - $260,000 per year

Degree requirement

Bachelor's Degree

Location requirements

RemoteUnited States

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