About the role

Junior Underwriter role at NQM Funding, LLC reviewing and clearing loan conditions in a remote environment. Collaborating with underwriting team to ensure compliance and accuracy of documents.

Responsibilities

Responsible for assisting underwriting team by reviewing conditions and completing clear to close reviews on loans.
Review and clear underwriting conditions to ensure documents provided meet the guideline requirements.
Update LOS based on documents received and ensure the doc imaging system is properly updated as well.
Print final loan documents into the file as required.
Complete Checklist while reviewing loans for clear to close.
Ensure all requirements have been satisfied prior to issuing the clear to close.
Work with closing department to resolve discrepancies between final loan approval and closing terms (i.e. PITIA, cash to close, seller credits, etc.).
Review and clear post-closing underwriting conditions to allow for timely funding or purchasing of loans.
Ensure once all information is gathered that it is accurate, compliance standards are met, and the decision is in line with company policies and guidelines.
Communicate effectively with sales, business partners (Brokers/NDC Clients), and internal team members.
Maintain company productivity, service level and turn-time standards.
Respond to audits and post-closing issues in a timely manner.
Maintain working knowledge of Non-QM, TPO and/or NDC guidelines and policies.
Performs other related duties as assigned.