Senior Analyst optimizing risk, fraud, and growth strategies for Affirm’s consumer lending platform. Applying SQL, Python, statistical modeling, and cross-functional analytics.
Responsibilities
Optimize business, risk, or growth strategies across products and geographies using advanced data analytics
Monitor portfolio performance and macroeconomic trends, adjusting strategies to mitigate risk and balance growth
Partner with Engineering and Machine Learning teams to design, build, and interpret performance metrics for scalable risk, fraud, or growth models
Collaborate with Product, Legal, and Compliance teams to translate regulatory and market requirements into analytical policy and product recommendations
Oversee analytical frameworks and support product launches and market entries aligned with risk appetite, operational capabilities, and local regulations
Engage external stakeholders including merchants, vendors, and partners
Build repeatable AI-assisted analytical workflows
Mentor junior analysts
Own complex analytical problems end to end and translate data into business strategy
Requirements
2–5 years of experience in an analytically driven role within the consumer lending, credit, or fintech industry
Advanced proficiency in SQL, Python, or other scripting languages
Degree in Data Science, Computer Science, Engineering, Economics, or a related quantitative field
Deep expertise in data mining, data visualization, and statistical modeling
Experience applying machine learning techniques to business or risk management problems
Experience leading cross-functional initiatives involving Product, Legal, Compliance, and Engineering
Strong understanding of consumer lending regulations, regional market dynamics, and broader economic trends
Ability to translate complex regulatory and economic insights into actionable strategies
Exceptional communication skills and ability to influence senior stakeholders across technical and non-technical functions
Benefits
Monthly stipends for health, wellness and tech spending
100% subsidized medical coverage for employees and dependents
Dental and vision coverage for employees and dependents
Flexible time off
Generous holiday calendars
Employee stock purchase plan (ESPP) allowing employees to buy Affirm stock at a discount
Remote-first work flexibility
In-person onboarding experience
Inclusive interview process and accommodations for candidates with disabilities
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