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About the role

  • Credit risk analyst analyzing portfolio and customer data for EQ Bank, Canada's challenger bank. Supporting fraud prevention, adjudication strategies, reporting, and risk decisions.

Responsibilities

  • Analyze portfolio, operational, and customer data to identify trends, opportunities, and emerging risks across credit adjudication and fraud prevention
  • Develop, maintain, and enhance recurring management reporting, dashboards, KPI monitoring, and analytical tools
  • Support development and optimization of adjudication strategies through quantitative analysis, performance monitoring, and evaluation of improvements
  • Perform data analysis and segmentation to evaluate customer behaviour, application outcomes, fraud trends, approval rates, loss performance, and operational effectiveness
  • Assist in designing, testing, validating, and monitoring adjudication strategy changes within decisioning systems
  • Produce ad hoc analysis and research for strategic initiatives, business cases, forecasting activities, and management presentations
  • Apply analytical techniques, statistical methods, and data visualization tools to generate actionable business insights
  • Collaborate with Credit Risk, Fraud, AML, Product, Marketing, and Operations partners on cross-functional initiatives
  • Contribute to continuous improvement of data assets, reporting processes, analytical methodologies, and decision-support tools

Requirements

  • Bachelor's degree in a quantitative discipline such as Statistics, Mathematics, Engineering, Computer Science, Data Science, Physics, Economics, or another STEM-related field
  • 0 to 2 years of experience in data analytics, business analytics, risk analytics, financial services, consulting, or a related quantitative field
  • Strong technical proficiency in SQL and Python, with demonstrated ability to manipulate, analyze, and interpret large datasets
  • Strong analytical and problem-solving skills with the ability to translate data into meaningful insights and recommendations
  • Excellent attention to detail and commitment to data quality and accuracy
  • Effective written and verbal communication skills, with the ability to explain analytical findings to both technical and non-technical audiences
  • Demonstrated ability to learn quickly, adapt to changing priorities, and work effectively in a fast-paced environment
  • Experience with data visualization tools, cloud-based analytics platforms, machine learning, or statistical modelling is considered an asset
  • Strong Microsoft Office skills, particularly Excel and PowerPoint
  • Curiosity, initiative, and a willingness to develop expertise in credit risk, fraud prevention, customer acquisition, and financial services analytics
  • All candidates considered for hire must successfully complete a criminal background check and credit check

Benefits

  • Competitive discretionary bonus
  • Market leading RRSP match program
  • Medical, dental, vision, life, and disability benefits
  • Employee Share Purchase Plan
  • Maternity/Parental top-up while you care for your little one
  • Generous vacation policy and personal days
  • Virtual events to connect with your fellow colleagues
  • Professional development and comprehensive Career Development program
  • A fulfilling opportunity to join one of the top FinTechs and help create a new kind of banking experience

Job title

Job type

Contract

Experience level

JuniorMid level

Salary

Not specified

Degree requirement

Bachelor's Degree

Tech skills

CloudPythonSQL

Location requirements

HybridTorontoCanada

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