Reinsurance, Program Business Specialist

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About the role

  • Reinsurance specialist designing treaty, program, and risk-transfer scenarios for Mercor’s AI-lab partners. Evaluating frontier-model outputs against insurance market standards and providing expert feedback.

Responsibilities

  • Design realistic scenarios involving treaty and facultative reinsurance, attachment and exhaustion, cessions, recoverables, bordereaux, delegated authority, program governance, fronting, captives, and risk participation
  • Create structure comparisons, submission analyses, contract summaries, program reviews, counterparty assessments, and risk-transfer recommendations
  • Write “golden” reference responses at experienced reinsurance and program-business quality
  • Grade AI-generated responses for structural accuracy, contract logic, financial understanding, stakeholder roles, and market realism
  • Identify misunderstandings involving layers, limits, retentions, commissions, claims control, collateral, counterparty exposure, and carrier-MGA responsibilities
  • Provide written feedback to the research team to improve model behavior
  • Participate in onboarding office hours and calibration sessions
  • Work on projects training and enhancing frontier AI models for Mercor and its partner AI lab

Requirements

  • 2+ years of professional experience in reinsurance, program business, delegated authority, fronting, captive insurance, or alternative risk transfer
  • Understanding of at least one: treaty reinsurance, facultative reinsurance, MGA/MGU programs, Lloyd's arrangements, captives, or fronted programs
  • Ability to identify economic and operational responsibilities of cedents, reinsurers, brokers, MGAs, fronting carriers, and insureds
  • Understanding of how contract structure affects risk transfer, earnings, collateral, claims handling, and reporting
  • Excellent written reasoning, commercial judgment, and high attention to detail
  • Ability to distinguish reinsurance decisions from direct underwriting and ordinary claim adjudication
  • CPCU, ARe, ARM, ACAS, FCAS, or comparable designation listed as bonus qualification
  • Both ceded and assumed reinsurance experience listed as bonus qualification
  • Reinsurance broking, treaty wording, recoverables, or claims experience listed as bonus qualification
  • Program audit, delegated-authority, or bordereaux-management experience listed as bonus qualification
  • Captive, large-deductible, retrospective-rating, or risk-sharing experience listed as bonus qualification
  • Must be able to work as an independent contractor
  • Minimum availability of 20 hours per week, ideally 40+
  • H1-B and STEM OPT candidates are not supported

Benefits

  • $800 flat payment upon successful completion of onboarding
  • Payments weekly via Stripe or Wise based on services rendered
  • Fully remote work
  • Flexible own schedule
  • Projects may be extended, shortened, or concluded early depending on needs and performance
  • Competitive pay
  • Collaborate with leading researchers
  • Referral payments of up to $320 per successful referral

Job title

Job type

Contract

Experience level

JuniorMid level

Salary

$80 per hour

Degree requirement

No Education Requirement

Location requirements

RemoteUnited States

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