Lead product development for annuity and life solutions at a fast-growing insurance company. Oversee the entire product lifecycle from concept to launch in the Bank & Broker Dealer channel.
Responsibilities
Identify product white‑space opportunities through competitive analysis, distributor feedback, and market research
Develop product concepts aligned to Bank/BD shelf requirements, including product type, crediting strategies, rider design, and features
Build and present business cases to leadership to support prioritization and approval decisions
Partner with Pricing to validate product concepts against profitability targets and competitive benchmarks
Own all Bank/BD annuity and life solutions across the full product lifecycle, including ideation, active management, and sunset
Partner with the Head of Product Development to ensure roadmap alignment with distribution strategy and organizational priorities
Collaborate with Senior Product Development Business Analysts to translate concepts into PPOs and detailed business requirements across pricing, actuarial, operations, and technology
Serve as the product expert, approving product specifications and rider documentation in partnership with Business Analysts
Monitor post‑launch performance and drive enhancements or corrective actions as needed
Partner closely with the IMO Channel Product Development AVP to maintain strategic cohesion across distribution channels
Identify opportunities to leverage shared platforms, common builds, and filing efficiencies
Align roadmap priorities to avoid duplication and maximize enterprise capacity
Review all Bank/BD marketing materials and sales collateral for factual accuracy across product specifications, rates, riders, and disclosures
Partner with Marketing to ensure materials clearly articulate competitive differentiation and product value
Approve product guides, presentations, and illustrations prior to distribution and resolve discrepancies against filed specifications
Represent Product Development across all implementation workstreams, including systems, illustration platforms, regulatory filings, and operational readiness
Partner with Operations, Technology, and TPA providers to ensure accurate and timely product builds
Lead UAT coordination and provide product sign‑off for system implementations
Support training and readiness activities for distribution partners and internal stakeholders ahead of product launches
Requirements
5+ years of experience in annuity and/or life product development with end‑to‑end implementation ownership
Strong knowledge of annuity and life products, including design, crediting strategies, rider mechanics, and regulatory requirements
Experience serving as a product owner within a structured development or implementation environment
Familiarity with illustration platforms, policy administration systems, and/or TPA partnerships
Ability to translate product concepts into detailed, actionable business requirements
Strong communication and influencing skills across Pricing, Operations, Compliance, Distribution, and Technology
Direct experience or significant exposure to the Bank/BD distribution channel
Bachelor’s degree required; advanced degree or MBA a plus
Benefits
comprehensive medical, dental, and vision coverage
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