Bilingual Collection Officer

Posted 2 weeks ago

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About the role

  • Bilingual Collections Officer resolving delinquent loans, credit lines, accounts, and mortgages for Manulife Bank. Negotiating repayment solutions while protecting clients and Bank interests.

Responsibilities

  • Own the full collection process for delinquent or past-due payments through account cure or write-off
  • Handle collections for loans, lines of credit, bank accounts, and mortgages
  • Manage and resolve complex delinquent accounts accurately and promptly
  • Process payments and adjustments according to company policies
  • Review incoming client correspondence and determine required actions or next steps
  • Investigate and analyze accounts to assess clients’ ability to repay debt
  • Negotiate payment arrangements within credit policy guidelines
  • Maintain account records documenting customer financial status and collection efforts
  • Escalate legal or third-party notices when Bank security is at risk
  • Balance customer expectations with reputational risk in sensitive situations
  • Maintain client privacy and confidentiality and comply with Bank and Compliance policies
  • Review and recommend solutions for escalated client complaints
  • Develop negotiating and problem-solving skills while creating repayment arrangements
  • Learn Manulife Bank products and assist clients with their financial situations

Requirements

  • 1-3 years of previous collection/recoveries experience, ideally with mortgage collection
  • Fully bilingual in French and English, written and verbal
  • Knowledge of laws, rules and regulations governing collection functions in various provinces
  • Analytical, interpretive, judgment and problem-solving skills
  • Ability to adapt quickly to changes and fluctuating work volumes in a fast-paced environment
  • Ability to read and interpret mortgage/loan agreements and legal documents, including bankruptcy notices and filing Proof of Claims
  • Ability to manage competing priorities
  • Ability to collaborate with geographically and culturally diverse cross-functional teams
  • Openness to change and continuous improvement
  • Strong/advanced competency in Microsoft Office Suite and Salesforce is a nice-to-have
  • Comprehensive understanding of Manulife Bank products and services is a nice-to-have
  • Strong written and verbal communication skills
  • Ability to communicate with disgruntled or irate customers and advisors
  • Results-oriented

Benefits

  • Incentive programs and incentive compensation tied to business and individual performance
  • Health insurance
  • Dental coverage
  • Mental health benefits
  • Vision coverage
  • Short-term disability insurance
  • Long-term disability insurance
  • Life and AD&D insurance coverage
  • Adoption/surrogacy benefits
  • Wellness benefits
  • Employee/family assistance plans
  • Retirement savings plans
  • Pension
  • Global share ownership plan with employer matching contributions
  • Financial education and counseling resources
  • Paid holidays, vacation, personal, and sick days
  • Statutory leaves of absence
  • Remote work arrangement
  • Continuous learning and development support

Job title

Job type

Full Time

Experience level

Junior

Salary

CA$48,450 - CA$80,750 per year

Degree requirement

No Education Requirement

Location requirements

RemoteCanada

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