Senior Product Manager – Fraud

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About the role

  • Senior Product Manager building fraud-prevention products for Mercury’s fintech banking services. Balancing risk controls, customer experience, operational tooling, and ML-driven decisioning.

Responsibilities

  • Shape the strategy and roadmap for fraud prevention across account integrity, money movement, decisions, controls, and customer-protection experiences
  • Design and execute the strategic vision to mitigate fraud and improve risk experience, including holds, limit structures, step-up verification, and related friction points
  • Craft user journeys that apply appropriate friction based on risk signals while minimizing disruption to good users
  • Build operational and platform tooling for risk and support teams to manage case volume, exceptions, and high-touch cases
  • Partner with data science to develop, deploy, and continuously improve ML models
  • Establish and track metrics measuring risk effectiveness, operational impact, and customer-experience impact
  • Support development of Mercury's risk capabilities to scale across its expanding product suite

Requirements

  • 7+ years of relevant product management experience, including experience within fraud or risk in banking or fintech environments
  • Deep customer empathy and understanding of how risk friction impacts user experience, growth and retention
  • Experience working with complex automated decisioning systems, rules, ML models, and real-time data pipelines
  • Proficiency with analytics
  • Ability to understand performance of rules and ML models, trade-offs with precision/recall, and translate understanding into actionable insights and priorities
  • Strong track record of cross-functional leadership, particularly in navigating tradeoffs between risk, compliance, and customer experience priorities
  • Exceptional communication skills to translate complex risk concepts into actionable product strategies
  • Comfort with ambiguity and ability to make balanced decisions with imperfect information

Benefits

  • Equity (stock options/RSUs)
  • Benefits package
  • Reasonable accommodations throughout the recruitment process for applicants with disabilities or special needs

Job type

Full Time

Experience level

Senior

Salary

$200,700 - $250,900 per year

Degree requirement

No Education Requirement

Location requirements

RemoteUnited States

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