Loan Counselor responsible for managing delinquent mortgage loans and assisting mortgagors to bring their loans current. Works remotely to monitor loan collection procedures and performance standards.
Responsibilities
Monitors all standard collection procedures according to Planet Home Lending's policy to minimize loan delinquencies.
Assist mortgagors in bringing their loan current by contact through inbound/outbound calls, and established skip trace methods.
Set payment arrangements for total amount due, or establish a repayment plan pursuant to Agency/Investor Guidelines as well as Planet Home Lending policy.
Document and maintain on-line collection history detailing events to bring the loan current.
Evaluate all mortgagors who do not have the ability to bring the loan current then refer to the Mitigation Department.
Complete performance standards on each daily assignment of loan, maintain quality call standards and meet call goals daily.
Maintain up to date knowledge and adhere to investor rules and requirements.
Requirements
High school diploma or equivalent
One year of collection experience or equivalent
Mortgage collection experience a plus
Courteous, tactful and assertive interpersonal skills
Demonstrates effective listening skills
Data Entry Skills
Strong analytical and negotiating skills
Ability to work well on a team and focus on results
Ability to research and resolve problems effectively
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