Personal Banking Associate serving Alterna, a member - owned Canadian financial institution. Assessing member needs, delivering banking solutions, and supporting branch sales and service goals.
About the role
- Credit Management Associate supporting syndicated and bilateral corporate lending portfolios at RBC, Canada’s largest bank. Analyzing credit risk, reviewing documentation, and maintaining covenant and portfolio data integrity.
Responsibilities
- Manage credit risk associated with syndicated and bilateral loan facilities and trading derivative lines
- Prepare credit amendments and annual reviews
- Review loan documentation
- Conduct annual risk assessments, including financial modeling where required
- Monitor financial and industry information, regulatory events, external rating agency movements, and other early warning signals
- Identify and assess deteriorating risk situations through credit analysis
- Propose courses of action to the Team Leader and Director when necessary
- Ensure compliance with loan agreements by verifying financial covenants, margin limits, and Bank Policy
- Ensure bank systems accurately reflect key terms and conditions of credit agreements and documentation
- Build relationships and interact with Corporate Client Group, Risk Management, Global Loans Administration, Service Managers, Cash Managers, and other functions
Requirements
- Strong credit, analytical, and technical skills
- Ability to critically assess financial statements and corporate and commercial client reports and draw reasoned conclusions
- Professional written and verbal communication skills
- Ability to work effectively within a team and interact at all organizational levels
- Ability to read and understand complex legal documents
- Ability to prioritize tasks, maintain excellent attention to detail, and perform under pressure to meet time-sensitive deadlines
- Strong Excel, Word, and PowerPoint skills
- Working toward an MBA or professional designation such as CPA or CFA is nice-to-have
- Post-graduate degree focused on business, economics, finance, or accounting is nice-to-have
- Previous banking experience with relationship management, structuring and writing credit proposals, credit processes, policies, or risk analysis is nice-to-have
- Ability to communicate and read legal documentation in French is nice-to-have
- Familiarity with RBC Capital Markets credit processes and loan agreements is nice-to-have
- Knowledge of CCMS, TMS, and Newton is nice-to-have
Benefits
- Ability to make a difference and lasting impact
- Work in a dynamic, collaborative, progressive, and high-performing team
- Opportunities to do challenging work
- Inclusive workplace based on respect, belonging and opportunity
- Opportunities to grow professionally
Job title
Job type
Experience level
Salary
Not specified
Degree requirement
No Education Requirement
Location requirements
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