Actuarial Analyst forecasting loss ratios, claims, reserves, and financial results for TD Insurance, a Canadian provider of General, Life, and Health products. Building budgets, forecasts, and management reports.
Responsibilities
Prepare budgets and forecasts of expected loss ratios over a five-year time horizon
Develop appropriate assumptions and methods based on business and product changes
Project expected claims costs and future reserve variations
Project investment returns and future fiscal-year claims expenses
Provide the main input to Financial Condition Testing (FCT)
Build reports comparing actual versus planned premium projections
Report claims experience by frequency and severity
Prepare monthly financial results reporting for management decision-making
Implement risk mitigation, risk controls, processes, policies, and procedures
Support other Corporate Actuarial teams during peak periods
Requirements
Bachelor's degree in Actuarial Science or another quantitative area of study
Working towards Associateship with the Casualty Actuarial Society, Canadian Institute of Actuaries, or equivalent
Analytical and technical skills
Strong judgment and analytical thinking
Strong problem-solving skills
Ability to anticipate analysis or report results
Thoroughness and high-quality work
Initiative, creativity, and critical thinking
Work experience with MS Excel
Programming skills in VBA or R are an asset
Ability to work effectively during periods of stress
Ability to collaborate and build positive relationships with business partners
Autonomous and perseverant
Strong verbal and written communication skills
Bilingualism in English and French is an asset
For Quebec roles: mastery of a language other than French to support employees requiring services in another language
Benefits
Health and well-being benefits
Savings and retirement programs
Paid time off
Banking benefits and discounts
Career development
Reward and recognition programs
Regular development conversations
Training programs
Online learning platform
Mentoring programs
Training and onboarding sessions
Accommodation support during the interview process
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