Staff Data Analyst monitoring Personal Loans underwriting models at Upstart, an AI lending marketplace.
Investigating credit performance, evaluating experiments, and automating senior-leadership reporting.
Responsibilities
Own credit and performance monitoring for the Personal Loans product
Identify performance trends, investigate root causes, and recommend targeted treatments
Perform rigorous statistical analyses to evaluate past experiments and natural experiments
Build and maintain workflows that automate and scale standard reporting
Provide recurring reporting and performance tracking for model and credit performance
Provide regular visibility to senior leadership and support data-driven decisions
Proactively monitor portfolio and model performance, diagnose unexpected outcomes, and drive business impact
Requirements
Master’s degree in a quantitative field such as Statistics, Mathematics, Economics, Finance, Operations Research, Physics, or a related field
Experience with Python and SQL
Strong analytical and first-principles thinking
Ability to tackle complex and ambiguous problems
Strong communication, presentation, and collaboration skills
Ability to clearly articulate complex analytical concepts to diverse audiences
6+ years of experience in analytics, data science, or a related quantitative field
Benefits
Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
Retirement benefits, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually
Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
Comprehensive health coverage including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada
Health Savings Account contributions from Upstart for eligible plans (US only)
Life insurance and disability coverage
Paid time off, sick leave, and company holidays
Paid family and parental leave
Family-centered fertility, parenthood, and caregiving benefits
Employee Assistance Program (EAP) offering mental health support and life-centered resources
Financial planning tools and financial concierge service (US only)
Annual wellness allowance
Annual productivity allowance for relevant tools and resources
Team events, all-company updates, and employee resource groups (ERGs)
Catered lunches and fully stocked micro-kitchens when working from offices in the Bay Area, Austin, Columbus, and New York City
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