Senior Product Manager modernizing Xero’s accounts-payable payments and API platform. Leading AI-agent capabilities, replatforming and Bill Pay growth for small-business customers.
Responsibilities
Own the vision, strategy and roadmap for the API, data-access and permission layer underpinning bills and bill payments
Define API contracts, data models and permission scopes for Xero’s UI, partner integrations and AI agents
Decide what people must confirm, what agents may do unattended, what requires second approval and what cannot be automated
Sequence a replatform serving more than one million monthly active users, including migrations, dual-running and rollback plans
Manage contract versioning, deprecation and breaking-change communication
Build reusable capabilities for Bills, the wider spend lifecycle and external developers
Own products across bill capture, data extraction, approval routing, scheduling, payment execution, reconciliation and exception handling
Scale Bill Pay across markets and make it the default way businesses pay through Xero
Lead customer research across owners, finance and administrative staff, and professional bookkeepers
Partner with Design and Engineering across web, mobile, embedded and programmatic experiences
Define AI and agent participation in accounts payable, including escalation, human control and fallback behaviour
Set quality standards for LLM capabilities through evaluation sets, confidence thresholds and observable failure modes
Shape exposure of Xero accounts payable capabilities to MCP, Claude and Copilot
Partner with Risk, Compliance, Legal, Security and Operations on regulatory, security and operational requirements
Lead trade-offs across customer experience, risk, regulation, technical complexity and commercial outcomes
Establish product goals, metrics and OKRs and lead planning, funding, prioritisation and resourcing
Lead safe, iterative release and rollout strategies across customer cohorts and markets
Monitor customer, commercial and operational results and intervene when outcomes fall short
Build cross-functional relationships and drive decisions across complex stakeholder groups
Represent products in leadership, product, architecture and payments forums and with customers and partners
Mentor Product Managers and raise product, platform and AI expertise across Xero
Requirements
Experience shipping changes to APIs, integration layers or shared services
Ideally, experience owning a public or partner API through a breaking change
Experience shipping an LLM-powered capability used by customers
Ability to discuss evaluations, failure modes and confidence thresholds
Experience using AI aggressively and prototyping in code
Experience building multi-persona B2B workflows with conflicting user interests
Experience building products where mistakes cost money or carry regulatory consequences, such as payments, payroll, tax, treasury, lending, legal or clinical workflows
Typically five or more years in product, or comparable time as a founder, consultant or technical individual contributor in a payments and/or commerce domain
Product management experience in a software development environment across the full product lifecycle
Experience developing product strategies, roadmaps and long-term plans
Ability to operate in technically complex and ambiguous environments
Strong product judgement and decision-making with incomplete information
Track record of owning and improving activation, retention, revenue or equivalent metrics
Ability to work as a peer with engineers and architects on platform design, APIs, data models, permissions, authorisation and technical trade-offs
Understanding of migration and replatform sequencing in a live, high-volume system
Understanding of AI and agent systems, including retrieval, tool use, evaluation design and model reliability limits
Ability to translate customer and business needs into product requirements and technical specifications
Understanding of product economics, including volume, cost, margin, pricing and revenue
Experience evaluating third-party providers and making build, buy or partner decisions
Familiarity with regulatory, risk, security and operational considerations in moving money
Strong customer research experience and ability to convert insight into product decisions
Experience developing MVPs, incremental solutions and experiments
Strong analytical skills using quantitative and qualitative data
Experience working with diverse stakeholders across engineering teams, geographies and third-party partners
Strong communication, facilitation and stakeholder-management skills
Experience mentoring and coaching Product Managers and cross-functional team members
Benefits
Annual bonus
Equity (RSU) programs
Performance-based cash or equity (RSUs) incentives depending on role level and company performance
World-class health, wellness, and retirement programs
Wellbeing days
Generous leave
Dedicated professional development budgets
Flexible working model
Recruitment-process accommodations or adjustments
Background checks may include credit and criminal history checks
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