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About the role

  • Manager leading CMHC annual reviews, risk assessments, and credit professionals at EQ Bank. Overseeing commercial mortgage compliance, reporting, and partner relationships.

Responsibilities

  • Establish and oversee procedures ensuring CMHC annual reviews are assessed within the bank’s risk appetite and applicable credit policies
  • Review and approve CMHC Annual Reviews within delegated limits and adjudicate risk-rating assessments
  • Guide external partners in gathering required annual-review documents and information
  • Develop and maintain productive relationships with external partners through prompt, professional communication
  • Manage commitments to partners, senior management, and internal departments
  • Manage yearly completion of all CMHC Annual Reviews, including file assignments and follow-up
  • Ensure strategies are in place for problem loans to minimize risk of loss
  • Oversee timely reporting for senior management and regulatory requirements
  • Assist with recruiting and hiring staff
  • Train new staff on the RAISE system and Annual Review process
  • Motivate and support team professional growth, including development plans
  • Analyze complex deal-structure issues and make decisions using professional judgment
  • Prepare and recommend AML/ATF risk-mitigation actions to Compliance
  • Lead and allocate resources for a team of Analysts and Senior Analysts
  • Collaborate with Commercial, Compliance, Finance, Legal, and Mortgage Services teams

Requirements

  • Minimum 7 years of experience in underwriting commercial real estate transactions including CMHC-insured multi-unit commercial mortgages
  • Post-secondary education (diploma/degree), preferably in business or finance
  • Bilingualism is an asset
  • Strong leadership and coaching skills
  • Working knowledge of AML/ATF regulations and Corporate/Legal documentation for commercial real estate in multiple jurisdictions across Canada
  • Sound technical knowledge of commercial lending, financial statement analysis, and the Canadian commercial lending environment
  • Sound technical knowledge of commercial real estate underwriting, financial statement analysis, and the commercial mortgage market
  • Detail-oriented with a high level of integrity
  • Demonstrated service excellence
  • Ability to thrive in a constantly changing, high-volume, high-intensity environment
  • Proven ability to inspire a team toward goals and objectives
  • Effective analytical and problem-solving skills
  • Strong organizational and time management skills
  • Ability to handle multiple competing priorities and make decisions under pressure
  • Proficient in MS Office
  • Successful completion of a criminal background check and credit check

Benefits

  • Competitive discretionary bonus
  • Market leading RRSP match program
  • Medical, dental, vision, life, and disability benefits
  • Employee Share Purchase Plan
  • Maternity/Parental top-up while you care for your little one
  • Generous vacation policy and personal days
  • Virtual events to connect with your fellow colleagues
  • Professional development and comprehensive Career Development program
  • A fulfilling opportunity to join one of the top FinTechs and help create a new kind of banking experience
  • Barrier-free recruitment process and work environment accommodations

Job title

Job type

Full Time

Experience level

SeniorLead

Salary

Not specified

Degree requirement

No Education Requirement

Location requirements

HybridTorontoCanada

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