Asset-based lending Associate supporting credit monitoring, deal structuring, and portfolio growth at TD, a major North American bank.
Building client relationships and recommending credits for complex commercial transactions.
Responsibilities
Support portfolio expiry management and timely monitoring and control processes
Perform credit writing
Monitor trends in financial and collateral performance
Review field audits and appraisals
Recommend credits to Associate Vice President / Director of Credit Execution
Support new business and CTP growth of the portfolio
Identify business opportunities among existing customers
Structure competitive deals for prospective customers
Build new customer relationships and deepen existing relationships using the Commercial Sales methodology
Receive mentorship from a team of asset-based lending experts
Requirements
2-3 years of commercial or ABL experience
Solid credit, analytical, and problem-solving skills
Financial modelling experience would be an asset
Excellent communication and organizational skills
Strong team player, with an ability to work independently
Ability to engage in active dialogue with internal and external stakeholders (CCRM, Unit VP, clients, legal counsel, etc.)
Ability to travel as appropriate
An undergraduate or graduate degree in Business, Economics, Finance, or other quantitative discipline is required
Must comply with provincial regulations for employment purposes in Canada
Benefits
Base salary
Variable compensation
Health and well-being benefits
Savings and retirement programs
Paid time off
Banking benefits and discounts
Career development
Reward and recognition programs
Regular development conversations
Training programs
Online learning platform
Mentoring programs
Training and onboarding sessions
Interview accommodations, including accessible meeting rooms and captioning for virtual interviews
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